This topic provides the systematic instruction to view all the data segments in the in the Manual Credit Decision stage.

1. Click Next in previous data segment to proceed with the next data segment, after successfully capturing the data.
   The Review screen displays.

   Figure 3-62 Review - Manual Credit Decision

   
   

   
   Description of "Figure 3-62 Review - Manual Credit Decision"

   
   

   For more information on fields, refer to the field description table.

   Table 3-37 Review - Manual Credit Decision – Field Description

   Data Segment	Description
   Loan Details	Displays the loan details.
   Applicants	Displays the applicant information.
   Financial Details	Displays the financial details.
   Credit Rating Details	Displays the credit rating details.
   Legal Opinion	Displays the legal opinion.
   Valuation Details	Displays the valuation details.
   Manual Assessment	Displays the manual assessment details.
   Manual Decision	Displays the manual decision details.

2. Click Submit to reach the Stage Movement Submission screen, where the overrides, checklist and documents for this stage are verified.
   The Stage Movement Submission screen displays.

   Figure 3-63 Stage Movement Submission

   
   

   
   Description of "Figure 3-63 Stage Movement Submission"

   
   

   In this screen, the message appears in case there is any override. Overrides are basically warnings that are raised during the business validations. User has to accept the overrides to proceed further. Alternatively, user can go back and correct the data to ensure overrides do not arise.

3. In case of override, click Accept Overrides & Proceed to proceed or click Proceed.
   The Checklist screen appears.
4. In the Checklist screen the system displays the error message if document checklist is not verified. Click Proceed Next to proceed to Stage Movement Submission screen.
5. In the Stage Movement Submission screen, select appropriate option from the Select to Outcome field.
   • Select the Proceed to proceed with the application. By default this option is selected. It will logically complete the Manual Credit Decision stage for the loan application. The Workflow Orchestrator will automatically move this application to the next processing stage, Account Parameter Setup . The stage movement is driven by the business configuration for a given combination of Process Code, Life Cycle and Business Product Code.
   • Select the Reject by Bank to reject the submission of this application. The application is terminated, and an email is sent to the borrower or customer with a rejection advice.
6. Click Submit to submit the Manual Credit Decision stage.
   The confirmation screen appears with the submission status, the Application Reference Number and the Process Application Reference Number.
7. Click Close to close the window.

   OR

   Click Go to Free Task.

   The system successfully moves the Application Reference Number along with the process reference numbers to the Account Parameter Setup stage.

   Note:

   This application will be available in the FREE TASKS list. The user who has the access rights will be able to acquire and proceed with the next processing stage of the application.