This topic provides detailed information on the defined stages through which the Individual Retirement Account Certificate of Deposit application has to flow.

As detailed in the Operations user manual, all the Product Originations are initiated in the Application Initiation stage from the Product Catalogue. The Cart Operation in Product Catalogue allows to originate single or Product initiation. Once the Individual Retirement Account Certifiacte of Deposit product origination process is initiated as a single product origination selection, Process Orchestrator generates the Individual Retirement Account Certifiacte of Deposit Process Reference Number on submit of the Application Initiation stage. Process Orchestrator also updates the record in the Free Task process for the Application Entry stage also referred as Task from orchestrator perspective.

The IRA Certificate of Deposit Account Origination Process flow comprises of the following stages and the detailed information of the same is available in the following topics:

• Application Entry Stage
  This topic describes the information on the various data segments to capture the required data in the Application Entry stage.
• Application Documents
  This topic describes the process of the documents that are uploaded related to application.
• Manual Debit Assessment
  The topic describes the manual debit assessment process.
• Account Funding Stage
  This topic provides the detailed information about the account funding stage data segments.
• Account Approval Stage
  This topic provides the detailed information about the account approval stage data segments.
• Global Actions
  This topic provides the detailed on the actions that can be performed in all stages.