This topic describes the systematic instructions to move the loan application to manual credit decision stage.

1. Scan the records that appears in the Free Task list.
2. Click Acquire and Edit or Acquire from the Action column of the appropriate record. The Manual Credit Decision stage is displayed.
   The Manual Credit Decision stage has the following data segments in which the user can only view the data:

   • Loan Details - For detailed information, refer the Loan Details data segment in the Application Entry stage.
   • Customer Information – For detailed information, refer the Customer Information data segment in the Application Entry stage.
   • Financial Details: - For detailed information, refer the Financial Details data segment in the Application Entry stage.
   • Credit Rating Details: - For detailed information, refer the Credit Rating Details data segment in the Loan Underwriting stage.
   • Valuation Details - For detailed information, refer the Valuation Details data segment in the Loan Underwriting stage.
   • Legal Opinion - For detailed information, refer the Legal Opinion data segment in the Loan Underwriting stage.
   • Manual Assessment – For details information, refer the Assessment Details data segment in the Manual Credit Assessment stage.

   Refer below chapters for detailed information on data segment that are editable.

• Manual Decision
  This topic provides the systematic instructions to review and approve the application manually in manual credit decision stage.
• Summary
  This topic provides the systematic instructions to view the summary of each of the data segmentsin as many tiles as the number of data segments in the given stage.