1. Credit Card Origination User Guide (US Regionalization)
  2. Credit Card Origination
  3. Credit Card Application Assessment
  4. Summary

Summary

This topic provides the systematic instructions to view the tiles for all the data segments in the Credit Card Assessment stage.

The system will display the summary of each of the data segmentsin as many tiles as the number of data segments in the given stage.

  1. Click Next in Assessment Details screen to proceed with the next data segment, after successfully capturing the data.

    The Summary - Credit Card Assessment screen displays.

    Figure 2-24 Summary


    Description of Figure 2-24 follows
    Description of "Figure 2-24 Summary"

    Each of these summary tiles are clickable and the user will have the option to view all the details captured under the given data segment.

    For more information on fields, refer to the field description table.

    Table 2-20 Summary - Credit Card Assessment – Field Description

    Data Segment Description
    Credit Rating Details Displays the credit rating details.
    Qualitative Scorecard Displays the qualitative scorecard details.
    Assessment Details Displays the assessment details.
  2. Click Submit to reach the OUTCOME, where the overrides, checklist and documents for this stage are verified. The Overrides screen is displayed.
  3. In the Override screen, the message appears in case there is any override. Overrides are basically warnings that are raised during the business validations. User has to accept the overrides to proceed further. Alternatively, user can go back and correct the data to ensure overrides do not arise. In case of override,
  4. Click Accept Overrides& Proceed to proceed.
    OR
    Click Proceed. The Checklist screen appears.
  5. In the Checklist screen the system displays the error message if document checklist is not verified. Click Proceed Next to proceed. The Outcome screen appears.
  6. In the Outcome screen, select appropriate option from the Select to Proceed field.
    • Select the Proceed to proceed with the application. By default this option is selected.
    • Select the Return to Application Entry Stage to make application entry stage available in free task for edit.
    • Select the Reject by Bank to reject the submission of this application.
  7. Click Submit to submit the Application Entry stage. The confirmation screen appears with the submission status, the Application Reference Number and the Process Application Reference Number.
  8. Click Close to close the window.
    OR

    Click Go to Free Task. The system successfully moves the Application Reference Number along with the process reference numbers [Credit Card Account] to the Credit Card Application Underwriting stage. This application will be available in the FREE TASKS list. The user who has the access rights will be able to acquire and proceed with the next processing stage of the application.

Auto Approved Credit Card application will be moved to Supervisor Approval stage, if configured, else will be straight away passed on to the host application to open the Credit Card Account

Auto Rejected – Such applications get rejected and will result in termination of the process. The rejected applications can also be routed to the relevant previous stages and do the Assessment all over again to consider the application.

The system successfully moves the Application Reference Number along with the process reference numbers [Credit Card Account] to the Supervisor Approval stage. This application will be available in the FREE TASK list. The user who has the access rights will be able to acquire and proceed with the next processing stage of the application.

Parent topic: Credit Card Application Assessment