This topic describes systematic instructions to enables the user to capture the loan repayment details.

1. Click Next in the previous data segment to proceed with the next data segment, after successfully capturing the data.

   If Account Type is selected as Own Internal Account in Loan Details data segment.

   The Loan Repayment Details - Own Internal Account screen displays.

   Figure 2-27 Loan Repayment Details – Own Internal Account

   
   

   
   Description of "Figure 2-27 Loan Repayment Details – Own Internal Account"

   
   

   If Account Type is selected as External Account in Loan Details data segment.

   The Loan Repayment Details - External Account screen displays.

   Figure 2-28 Loan Repayment Details - ACH

   
   

   
   Description of "Figure 2-28 Loan Repayment Details - ACH"

   
   

   If Account Type is selected as ACH in Loan Details data segment.

   The Loan Repayment Details - ACH screen displays.

   Figure 2-29 Loan Repayment Details – External Account

   
   

   
   Description of "Figure 2-29 Loan Repayment Details – External Account"

   
   

   If Account Type is selected as Capture Later in Loan Details data segment.

   The Loan Repayment Details - Capture Later screen displays.

   Figure 2-30 Loan Repayment Details – Capture Later

   
   

   
   Description of "Figure 2-30 Loan Repayment Details – Capture Later"

   
   
2. Specify the details in the relevant data fields. For more information on fields, refer to the field description table below.

   Table 2-15 Loan Repayment Details – Field Description

   Field	Description
   Loan Tenure	Displays the selected loan tenure.
   Maturity Date	Displays the maturity date based on the First Repayment Date and Loan Tenure.
   Click	To add repayment stage details.
   Stage	Select the type of repayment. All type of repayment methods configured in the Business Product Preferences data segments of the Business Product Configuration screens appears in the drop-down list.
   Stage Term <Term Unit>	Displays the default stage term configured in the Business Product Preferences data segments of the Business Product Configuration screens. The seperate column appears for seperate term units.
   Repayment Frequency	Select the repayment frequency from the drop-down list. The available options appears based on the configuration set in the Business Product Preferences data segments of the Business Product Configuration screens: Daily Weekly Bi-Weekly Bi-Monthly Monthly Quarterly Half Yearly Yearly The above options displays based on initial setup.
   Repayment Schedule	Dislpays the repayment schedule details.
   First Repayment Date	Select the first repayment date of the sactioned loan amount. If Type of Repayment is selected as BULLET then the first instalment date is defaulted to the Maturity Date and number of installments will be set as one. If Type of Repayment is selected as BULLET and in Business Product Configuration screen , Moratorium is allowed for the selected product then Moratorium will be set to Zero.
   Repayment Mode	Select the repayment mode from the drop-down list. The available options are: Own Internal Account- If the mode selected as Internal Account, then the system enables the fields for Customer Account and Branch. By default, the system populates the internal account selected in Disbursement data segment. However, if user wishes to have a different account, he/she can select another customer account of the CIF and account branch displays in the branch field. External Account - If the mode selected is external account, the system creates a Periodic Instruction Maintenance, at host as a part of Loan Account opening process. Capture Later - If the mode selected is Capture Later, the system will allow to proceed with the loan origination flow without capturing the repayment details. Note: The system defaults to the GL account in the absence of the repayment account. The above options displays based on the initial setup.
   Customer Account	Click Search icon and select the customer account number. This field displays if Repayment Mode is selected as Internal Account.
   Branch Code	Specify the branch code associated with customer account number. This field displays if Repayment Mode is selected as Internal Account.
   Bank Code	Specify the bank code. This field displays if Repayment Mode is selected as External Account.
   Bank Name	Specify the bank name. This field displays if Repayment Mode is selected as External Account.
   Branch Address	Specify the branch address. This field displays if Repayment Mode is selected as External Account.
   External Account Number	Specify the external account number. This field displays if Repayment Mode is selected as External Account.
   Payee Name	Specify the payee name. This field displays if Repayment Mode is selected as External Account.
   Show Repayment Schedule	Click this button to generate the repayment schedule which displays the details of installment amount with the principal and interest break up for the given tenure. Below fields appears in the section and displays the respective details: Loans Amount Loan Financed Term Interest Rate % Finance Charges APR(%) Sr No. Date Installment Principal Interest O/S Balance

3. Click the Show Repayment Schedule button to generate the repayment schedule which displays the details of installment amount with the principal and interest break up for the given tenure.
4. Click Next to navigate to the next data segment, after successfully capturing the data. The system validates for all mandatory data segments and data fields. If mandatory details are not provided, the system displays an error message for the user to take an action. The User cannot to proceed to the next data segment, without capturing the mandatory data.

• Repayment Schedule
  This topic decribes the loan repayment schedule.