1. Configurations User Guide
  2. Configurations
  3. Credit Decision Configuration
  4. Qualitative Scoring Model
  5. Create Qualitative Scoring Model

Create Qualitative Scoring Model

This topic describes the systematic instructions to configure the qualitative scoring model based on the various scoring parameters.

The Create Qualitative Scoring Model screen allows the user to create the qualitative scoring model based on the various scoring parameters.

Specify User ID and Password, and login to Home screen.
  1. On Home screen, click Retail Banking. Under Retail Banking, click Configuration.
  2. Under Configuration, click Credit Decision.
  3. Under Credit Decision, click Qualitative Scoring .
  4. Under Qualitative Scoring, click Create Qualitative Scoring Model.
    The Create Qualitative Scoring Model screen displays.

    Figure 1-69 Create Qualitative Scoring Model


    Description of Figure 1-69 follows
    Description of "Figure 1-69 Create Qualitative Scoring Model"

  5. Specify fields on Create Qualitative Scoring Model screen.

    Note:

    The fields marked as Required are mandatory.
    For more information on fields, refer to the field description table.

    Table 1-62 Create Qualitative Scoring Model - Field Description

    Field Description
    Scoring Model Select the scoring model from the drop-sown list.
    The available options are:
    • Application Scoring Model
    • Applicant Scoring Model
    Qualitative Scoring Model Code Specify the unique scoring model code.
    Qualitative Scoring Model Description Specify a short description for the scoring model.
    Effective Date Specify the effective date.
    Expiry Date Specify the expiry date.
    Product Processor Specify the product processor for which the model is being created.
    Priority Specify the priority of the model.
  6. Click the Selection Criteria to define qualitative scoring model.

    Figure 1-70 Create Qualitative Scoring Model - Selection Criteria


    Description of Figure 1-70 follows
    Description of "Figure 1-70 Create Qualitative Scoring Model - Selection Criteria"

    For more information on fields, refer to the field description table.

    Table 1-63 Create Qualitative Scoring Model - Selection Criteria - Field Description

    Field Description
    Use Existing Rule By default, this option is enabled. Indicates if the existing rule is linked.
    Rule Code Select the rule code from the drop down list.

    Info

    		 Click this icon to get the information about the rule.
    Rule Name Displays the rule name of the rule code.
    Create New Rule Select this option to create new rule.
    Code Specify the rule code.
    Description Specify the rule description.
    + icon Click this icon to add new expression.
    Fact / Rules Select the fact or rule from the drop-down list.

    Once the user selects the fact/rules, one more field opens adjacent to the output, update the same based on the selected output option.
    Operator Select the comparison operator from the drop-down list.
    The available options are:
    • <
    • >
    • +
    • =
    • %
    • !=
    • -
    • >=
    • <=
    • *
    • /
    • Contains
    • In
    • Matches
    • NotMatches
    • NotContains
    • Notin
    Data Type Select the data type for the fact or rule.

    Once the user select the data type, one more field opens adjacent to the output, update the same based on the selected output option.

    The available options are:
    • Text
    • Number
    • Boolean
    • Date
    • Fact
    • Rules
    The below option appears if the Data Type is selected as Boolean.
    • True
    • False
    Output Select the output from the drop-down list.

    Once the user select the data type, one more field opens adjacent to the output, update the same based on the selected output option.

    The available options are:
    • Text
    • Number
    • Boolean
    • Date
    • Fact
    • Rules
    The below option appears if the Data Type is selected as Boolean.
    • True
    • False
    Expression Displays the expression updated in the expression builder.
  7. Click the Scoring Rule to define the rules. This tab is enabled if Application Scoring Model is selected.
    The Create Qualitative Scoring Model - Scoring Rule screen displays.

    Figure 1-71 Create Qualitative Scoring Model - Scoring Rule


    Description of Figure 1-71 follows
    Description of "Figure 1-71 Create Qualitative Scoring Model - Scoring Rule"

    For more information on fields, refer to the field description table.

    Table 1-64 Create Qualitative Scoring Model - Scoring Rule - Field Description

    Field Description
    Rule Code Select the rule code from the drop-down list.

    Info

    		 Click this icon to get the information about the rule.
    Rule Name Displays the rule name of the rule code.
  8. Click the Questionnaire tab to define the scoring model based on the various questionnaires. This tab is enabled if Applicant Scoring Model is selected.
    The Create Qualitative Scoring Model - Questionnaire screen displays.

    Figure 1-72 Create Qualitative Scoring Model - Questionnaire


    Description of Figure 1-72 follows
    Description of "Figure 1-72 Create Qualitative Scoring Model - Questionnaire"

    For more information on fields, refer to the field description table.

    Table 1-65 Create Qualitative Scoring Model - Questionnaire - Field Description

    Field Description
    Questionnaire Code Select the questionnaire code from the drop-down list. It will list down all the questionnaire created as a part of create questionnaire.
    Questionnaire Name Displays the questionnaire name of the selected questionnaire code.
    Question ID Displays the question ID in the questionnaire.
    Question Displays the question description linked to the question ID.
    Define Range/Value Click the Define link to define the score for the expected response.
    Enable By default, this option is enabled. Indicates if the question ID is enabled or not.
  9. Click the Define link to define a range or absolute values for questions.
    The Create Qualitative Scoring Model - Define Link screen displays.

    Figure 1-73 Create Qualitative Scoring Model - Define Link


    Description of Figure 1-73 follows
    Description of "Figure 1-73 Create Qualitative Scoring Model - Define Link"

    For more information on fields, refer to the field description table.

    Table 1-66 Create Qualitative Scoring Model - Define Link – Numeric Feature - Field Description

    Field Description
    Value Displays the options available for a questionnaire.
    Score Specify the score to be assigned to each value.
    Category Specify the category for each range or value from the drop-down list. The values are configurable based on the lookup values maintained.
    The available options are:
    • Strong
    • Medium
    • Weak
  10. Click Done to save the data and close the range panel.
  11. Click Save to save the details.
    The Qualitative Scoring Model is successfully created and can be viewed using the View Qualitative Scoring Model screen.

Parent topic: Qualitative Scoring Model