This topic describes the information on the various data segments to update the required data and assess the application in the Credit Card Application Assessment stage.

After the application entry and underwriting data segment details are captured and verified, the application is sent for assessment. The Credit Card Assessment stage of the Credit Card account open process workflow will enable the Bank to analyze the details that have been captured in the Credit Card Application Entry / Credit Card Underwriting stages and decide whether the application met the acceptance criteria as specified by the Bank or Credit Bureau.

Oracle Banking Origination is now integrated with Decision Service to fetch the assessment details and system recommendation for the given applicant(s) based on the details captured in the previous stages.

The data segments appears as configured in business process. Refer below chapters for detailed information of each data segment.

• Credit Rating Details
  This topic provides the systematic instructions to view the information on the External Rating Agencies Rating / Scores for the Applicant.
• Assessment Details
  This topic provides the systematic instructions to view the total weightage score for the Applicant in the Credit Card application.
• Qualitative Scorecard
  This topic provides the systematic instructions to capture the relevant evaluation details for each applicant based on the configured Questionnaire Code.
• Add-On Card Holder
  This topic provides the systematic instructions to capture any number of add-on card holder details for the given application.
• Summary
  This topic provides the systematic instructions to view the tiles for all the data segments in the Credit Card Assessment stage.