This topic provides the systematic instructions to capture the account related information for the application.

If the Loan Account product is selected then Product Details screen is displayed.

Figure 1-15 Product Details -Term Deposit

Description of "Figure 1-15 Product Details -Term Deposit "

1. Specify the fields on Account Details screen.

   Note:

   The fields, which mentioned as Required, are mandatory.

   For more information on fields, refer to the field description table.

   Table 1-12 Account Details

   Field Name	Description
   Application Date	Displays the date on which the application was initiated.
   Application Priority	Specify the priority level of this account opening application. The available options are: Low Medium High Based on the selected option the applications appears in list of the logged in user
   Sourced By	Specify or select the user ID who initiate this account opening application.
   Simulation	In this section you simulate the term deposit amount.
   Term Deposit Amount	Select the currency and the specify term amount. By default the currency selected from the Currency list will appears.
   Term Deposit Tenure	Specify the term deposit tenure in year, months and days. The user is allowed to select the tenure configured in the maped host. This mapping is define in the Business Product Host data sgement of the Business Product Configuration screen. For example, If the mapped Host Product is Oracle Banking Accounts then the user can select the Term Deposit Tenure from the drop-down list.
   Branch	Specify the branch code of this account opening opening application.
   Cumulative	Select to indicate whether the amount is cumulative. The available options are: Yes No
   Simulate	Click Simulate button to compute the value based on the entered details. The section appears with visual representation and the fields with the computed details: Pie Chart: The value of principal and interest is represented visually. The user can hover to view the amount. Principal Interest Rate % Negotiate : Click the link to view the negotiated interest rates. The section for negotiated interest rates appears with the following fields: Interest Description Interest Rate % Margin Effective Rate % Interest Amount : This amount is calculated based on the applied Effective Rate and Term Deposit Amount. Maturity Date Tenure APY %
   Staff Benefits Applicable	Select to indicate whether staff benefits are applicable. The available options are: Yes : Select this option to avail the staff benefits. No : Select this option for not making use of any staff benefits. If the Yes option is selected in the Staff field of the Applicant data segment, this field will appear. By default, the Yes option is selected in the Staff field.
   Account Address Preference	Select the address which is indicated as account address. All captured addresses in the Applicant data segment appears for selection. The drop-down list displays the address in the following format: <First Name>-<Applicant Role>-<Address Type> - <Address (Complete address sepearted by ,)> After the account address is selected: If the user deletes an address from the Applicant data segment then the system removes that address from this data segment and the user must then select another address as the account address. If the Applicant data segment is edited with a new address then the updated address is reflected in this segment.
   Mandate Details In this section the user can capture the mode of operation for the account.
   Mode of Operations	Select the appropriate option from the mode of operations list.
   In the Mandate Details section, below fields appear if the application is initiated with the customer type as Small and Medium Business. Click to add the operations as per mandate.
   Currency	Displays the account currency.
   Amount From	Specify the amount from which the applicant is allowed to operate.
   Amount To	Specify the amount till which the applicant is allowed to operate.
   Signatories	Specify the applicants as signatory. You can select multiple applicants. All the applicants thata re involved in the application appears for selction.
   Required No. of Signatory	Specify the priority of the signatory for this mandate operation. The priorty can be changed based on the number of applicants added in the appliction.
   Remark	Specify the remarks.
   Action	Select the option to perform actions on the addedd record. The available options are: - to edit the added record. - To delete the added record.
   Applicants In this section you can set the communication preferences of the applicants involved in an account opening application. The seperate tabs appears for each applicants involved in the application.
   Banking Channel Preferences	Select the preferences for the banking channel. The channel options appears based on the Business Product Configuration.
   Communication Channel Preferences	Select the preference of the communication channel. The channel options appears based on the Business Product Configuration. The available options are: EMAIL POST SMS
   Preferred Communication Channel	Select the preferred communication channel. The options in this drop down appears based on the selected options in the Commumncation Channel Preferences fields.