This topic describes the systematic instruction to create and maintain a Pool Structure and link the accounts to the pool structure.

1. On the Create Account Structure - Structure Details screen, specify the fields.
   The Create Account Structure - Structure Details screen displays.

   Figure 6-16 Create Account Structure - Structure Details - Pool

   
   

   
   Description of the illustration structure-details-pool.png

   
   
2. Select the Pool option from the Structure Type drop-down list.

   Note:

   The fields marked as Required are mandatory.

   For more information on fields, refer to the field description table.

   Table 6-13 Structure Details - Pool – Field Description

   Field	Description
   Structure Details	This section displays the Structure Details fields.
   Customer ID	Click Search to view and select the customer ID from the list. The list displays all the customer IDs maintained in the system.
   Customer Name	Displays the customer names based on the Customer ID selected.
   Structure ID	Displays the unique structure ID.
   Structure Description	Specify the description for the new structure.
   Effective Date	Select the date from when the structure becomes effective. Note: This date cannot be less than the system date but can be a future date.
   End Date	Select the date till when the structure is effective. Note: This date should always be greater than the effective date.
   Pause Start Date	Select the date from when the structure gets paused. Note: This field can be a future date but should not be less than the system date.
   Pause End Date	Select the date till when the structure gets paused. .
   Structure Type	Select the type of structure from the drop-down list. The available options are: Sweep Pool Hybrid
   Pool Details	This section displays the Pool Details fields.
   Interest Method	Select the interest method for the structure from the drop-down list. The available options are: Interest Advantage Ratio Note: This field is editable only for Pool Structures. For Sweep and Hybrid Structures, it is automatically populated to Interest Method.
   Reallocation Method	Select the reallocation method from the drop-down list. This option refers to the method in which the interest is shared with the participating account entities. The available options are: Sweep Structure No Reallocation - No interest is paid back to the child accounts. Pool Structure Central Distribution - The interest arrived is credited to one central account, which can be any one of the participating accounts or a separate account. Even Distribution - The interest is evenly distributed among the participating accounts. Even Direct Distribution - The interest reward is evenly spread across all accounts with positive balances. Percentage Based Distribution - The pre-defined percentage of the interest is distributed among the participating accounts. Note: This option is applicable only at the pair level. Fair Share Distribution - If the interest is positive, it is distributed among the positive contributors in the ratio of their contribution. If the interest is negative, it is distributed among the negative contributors in the ratio of their contribution. Reverse Fair Share Distribution - If the interest is positive, it is distributed among the negative contributors in the ratio of their contribution. If the interest is negative, it is distributed among the positive contributors in the ratio of their contribution. Absolute Pro-Rata Distribution - Absolute balances of all accounts are considered and the interest would be shared proportionally to all accounts.
   Reallocation on Delinking	Select the reallocation on de-linking option from the drop-down list. The available options are: Yes - The system will immediately do the liquidation and reallocation to all the accounts. No - The system will do the liquidation and reallocation as per the normal liquidation cycle. Note: This field is active only for Pool (Interest, and Advantage method) and Hybrid (Interest Method) structures.
   Re-Compute Pool For Value Dated Transaction	Switch on the toggle to enable the recalculation of interest rate for the BVT transaction. Note: This field is applicable only if Structure Type is selected as Pool.
   Central Account Number	Click Search icon to view and select the central account number to be applied from the list. The list displays all the accounts maintained in the system. This field is editable only if the Reallocation Method is selected as Central Distribution. The interest reallocation for the structure is done to the selected account.
   Central Account Branch	Displays the central account branch.
   Central Account Currency	Displays the central account currency.
   Include Drain Pool	Switch on the toggle to enable include drain pool. This field is only enabled when the structure type is Hybrid. User can add the notional header from an existing pool in the structure, add a sweeps instruction and system would perform sweeps considering the balance of the pool. Along with the notional header, user has to nominate an account from the pool to which the actual debit or credit would be done. While creating the structure user can specify the type of sweeps instructions applicable for this nominated account like ZBA/ Target balance etc. Sweeps would be done from the nominated account of the pool to maintain the pool balance as per the sweeps instructions. For example: If the Target constant is maintained as 10k, system would perform sweeps from the nominated account to maintain the pool balance at 10k.
   Exchange Rate & Holiday Treatment	This section displays the Exchange Rate & Holiday Treatment fields.
   FX Rate Pickup	Select the FX rate pickup for the structure from the drop-down list. The available options are: Online: The system needs to integrate with an external system to fetch the rates in an online mode. Offline: This option is selected by default wherein the rate available in the system is used for cross currency calculations.
   Rate Type	Click Search to view and select the Rate Type from the list. The list displays all the Rate Type maintained in the system.
   Holiday Treatment	Select the type of holiday treatment from the drop-down list. The available option are: Next Working Date - Perform the action on the next working day. Previous Working Date - Perform the action on the previous working day. Holiday – Do not perform the sweep and mark it as holiday.
   Maximum Backward Days	Specify the maximum number of days the system can go back to execute the structure when the execution day falls on a holiday. Note: This field is enabled only if the Holiday Treatment is selected as Previous Working Date.
   Backward Treatment	Select the backward treatment to be applied from the drop-down list. The available options are: Move Forward - The action is performed on the next working day. Holiday - Do not perform the sweep. Note: This field is enabled only if the Holiday Treatment is selected as Previous Working Date. When the Maximum Backward Days set is also falling on a holiday, then the system determines the day on which the action is executed based on the Backward Treatment.
   Structure Charges Account	This section displays the Structure Charges Account fields.
   Account Number	Click Search to view and select the required account number to collect the charges. The charge account number will be the accounts belonging to the parent customer and linked child customers.
   Account Name	Displays the account name based on the account number selected.
   Account Branch	Displays the account branch based on the account number selected.
   Account Currency	Displays the account currency based on the account number selected.
   Other Details	This section displays the Other Details fields.
   Status	Displays the current status of the structure and is populated by the system. The available options are: Active: The structure is complete and is in Active status. Paused: The structure is on temporary hold. Incomplete: The structure is still being created. Expired: The structure is expired. In-Active: The structure is not active and is in operational at a future date.
   Cross Currency	This field gets automatically selected on save if the underlying structure is created with accounts which are in different currencies.
   Cross Border	This field gets automatically selected on save if the underlying structure is created with accounts which are from two or more different countries.
   Multi Bank Cash Concentration	This field gets automatically selected on save if the underlying structure created has external bank accounts.
   Version Number	Displays the version number of the structure.

3. Click Next in the Structure Details screen to link the accounts.
   The Link Account screen displays.

   Figure 6-17 Link Account

   
   

   
   Description of "Figure 6-17 Link Account"

   
   
4. Click Start Building Structure to link the account for the structure.
   The Add Header Account screen displays.

   Figure 6-18 Add Header Account

   
   

   
   Description of "Figure 6-18 Add Header Account"

   
   

   For more information on fields, refer to the field description table.

   Table 6-14 Add Header Account – Field Description

   Field	Description
   Filter Account	Specify and search the complete or partial account details to display the list of accounts that matches across the fields.
   Account Number	Displays the account number for the structure creation.
   Account Description	Displays the description of the account.
   Branch Code	Displays the branch code of the account.
   Entity ID	Displays the Entity ID of the account.
   Entity Name	Displays the name of the Entity ID.
   Currency	Displays the currency of the account.
   Account Type	Displays the account type. The available options are: External Internal
   BIC Code	Displays the BIC code for the account.
   Regulated Debits	Displays whether the account is regulated for debits or not. The available options are: Yes No

5. Select the notional account in the Add Header Account screen to add the notional header account.
6. Click Build to add the selected header account in the Structure.
   The selected account is added to Create Account Structure – Added Header Account screen.

   Figure 6-19 Create Account Structure – Added Header Account

   
   

   
   Description of "Figure 6-19 Create Account Structure – Added Header Account"

   
   

   For more information on fields, refer to the field description table.

   Table 6-15 Create Account Structure – Added Header Account - Field Description

   Field	Description
   Account Number	Displays the account number of the header account.
   Account Description	Displays the description of the account.
   Location	Displays the location of the account.
   Currency	Displays the currency of the account.
   	Displays the sweep direction and number of the child account(s) linked to the header account. Note: The upward arrow indicates sweeps direction from child to parent, while the downward arrow signifies the sweeps direction from parent to child.

7. Click and then perform anyone of the following actions on the header node.
   1. Click Link Account to add the child accounts for the header account

      Note:

      For more details information, please refer to the Step 6.
   2. Click View Account Details to view the account details of header account.
      The Account Details screen displays

      Figure 6-20 Account Details

      
      

      
      Description of "Figure 6-20 Account Details"

      
      

      Table 6-16 Account Details - Field Description

      Field	Description
      Customer Name	Displays the name of the customer.
      Entity Name	Displays the name of the entity.
      Account Number	Displays the account number.
      Description	Displays the description of the particular account.
      Bank Name	Displays the bank name in which the account is maintained. Note: This field appears only for External Accounts.
      Bank Code	Displays the bank code of the account.
      Available Balance	Displays the available balance in the account
      IBAN	Displays the IBAN number of the account.
      Branch Code	Displays the branch code of the account.
      Account Category	Displays the category of the account.
      Location	Displays the location of the account.
      Country Code	Displays the country code for the account
      Hold	Select the toggle to enable the hold for the account.
      Hold Start Date	Select the hold start date for the account.
      Hold End Date	Select the hold end date for the account.

   3. Click Delink Account to delink the child account from header account.

      Note:

      This option is disabled for the Header Account.
   4. Click Delink Account Hierarchy to delink all the child accounts and header account from the structure.
   5. Click Replace Account to replace the header account in the structure.

      Note:

      This option is disabled, if the account being replaced has child accounts.
   6. Click Set Child Instructions to set the child instructions to the child account of the header account.

Create Account Structure - Append Accounts in Structure

8. Click Link Account to add the child accounts for the header account.
   The Append Accounts in Structure screen displays.

   Figure 6-21 Append Accounts in Structure

   
   

   
   Description of "Figure 6-21 Append Accounts in Structure"

   
   

   For more information on fields, refer to the field description table.

   Table 6-17 Append Accounts in Structure – Field Description

   Field	Description
   Filter Account	Specify and search the complete or partial account details to display the list of accounts that matches across the fields.
   Account Number	Displays the account number for the structure creation.
   Account Description	Displays the description of the account.
   Branch Code	Displays the branch code for the account.
   Entity ID	Displays the Entity ID for the account.
   Entity Name	Displays the name of the Entity ID.
   Currency	Displays the currency of the account.
   Account Type	Displays the account type. The available options are: External (An account which is external to the Bank and linked for liquidity management) Internal (An account which is internal to the Bank)
   BIC Code	Displays the BIC code for the account.
   Regulated Debits	Displays whether the account is regulated for debits or not. The available options are: Yes No

9. Select the Checkbox of the accounts to be added as child accounts for the header account.
10. Click Set Instructions to set the instruction of the selected the child accounts.
    The Set Instructions screen displays.

    Figure 6-22 Set Instructions

    
    

    
    Description of "Figure 6-22 Set Instructions"

    
    

    For more information on fields, refer to the field description table.

    Table 6-18 Set Instructions – Field Description

    Field	Description
    Reallocation Method	Select the method in which the interest is shared with the participating accounts within the account structure. The options are: Absolute Pro-Rata Distribution Central Distribution Even Direct Distribution Even Distribution Fair Share Distribution No Reallocation Percentage Reverse Fair Share Distribution
    Parent Account No & Name	Displays the parent account number & name of the structure.
    Child Account No & Name	Displays the child account number & name of the structure.

Set Instructions - Reallocation Method

11. Select the Reallocation Method as Percentage in which the interest is shared with the participating accounts within the account structure.
    The Reallocation Method - Percentage screen displays.

    Figure 6-23 Reallocation Method - Percentage

    
    

    
    Description of "Figure 6-23 Reallocation Method - Percentage"

    
    

    For more information on fields, refer to the field description table.

    Table 6-19 Reallocation Method - Percentage – Field Description

    Field	Description
    Reallocation Method	Displays the method in which the interest is shared with the participating accounts within the account structure. By default, This field displays as Percentage.
    Parent Account Number and Name	Displays the parent account number and name of the structure.
    Child Account Number and Name	Displays the child account number and name of the structure.
    Percentage Share	Specify the percentage share for the child accounts. Note: The sum of the percentage share for all the child accounts must be 100. This condition is applicable only for first level (accounts directly linked with Notional Header).

12. Click Build to add the child accounts to the structure.
    The Create Account Structure - Link Account - View screen displays.

    Figure 6-24 Create Account Structure - Link Account - View

    
    

    
    Description of "Figure 6-24 Create Account Structure - Link Account - View"

    
    

    Note:

    Only Header node and its immediate child accounts will appear on the screen initially. To view further nodes, click on the respective nodes to expand and view its child accounts. Pagination will be displayed at every level of structure layer and displayed if the number of nodes exceeds the allowed limit as per the configuration
13. Click and then perform anyone of the following actions on the child accounts node.
    1. Click Link Account to add the additional child accounts.

       Note:

       For more details information, please refer to the Step 6.
    2. Click and then click View Account Details to view the account details of the accounts.
       The Account Details screen displays

       Figure 6-25 Account Details

       
       

       
       Description of "Figure 6-25 Account Details"

       
       

       Table 6-20 Account Details - Field Description

       Field	Description
       Customer Name	Displays the customer name.
       Entity Name	Displays the entity name.
       Account Number	Displays the account number.
       Description	Displays the description of the particular account.
       Bank Name	Displays the bank name of the account. Note: This field appears only for External Accounts.
       Bank Code	Displays the bank code of the account.
       Available Balance	Displays the balance of the account.
       IBAN	Displays the IBAN number of the account.
       Branch Code	Displays the branch code of the account.
       Account Category	Displays the Category of the account.
       Location	Displays the location of the account.
       Country Code	Displays the country code of the account.
       Hold	Select the toggle to hold the account.

    3. Click Delink Account to delink the child account from parent account.
    4. Click Delink Account Hierarchy to delink all the child accounts and parent account of the structure.
    5. Click Replace Account to replace the account in the structure.

       Note:

       This option is disabled, if the account being replaced has child accounts.
    6. Click Set Child Instructions to set the child instructions to the child account of the header account.
14. Click Previous to navigate to the previous screen (Structure Details).
15. Click Next to save and navigate to the next screen (Structure Summary).
    The Alert Message - Accounts in Multiple Structure popup screen displays. If an account added is already a part of another structure.

    Figure 6-26 Alert Message - Accounts in Multiple Structure

    
    

    
    Description of "Figure 6-26 Alert Message - Accounts in Multiple Structure"

    
    

    • Click Confirm to confirm and proceed to next data segment.
    • Click Cancel to cancel the action and stay on the same data segment.
16. Click Save and Close to save and close the Structure screen. In such case, the structure gets saved and available in summary screen.
17. Click Cancel to discard the updated details and close the Structure screen. In such case, the structure will not get saved.