Banks extend credit facilities to corporate clients. Each facility has an associated exposure that represents the maximum risk the bank is willing to take for that counterparty. Using Exposures, banks can manage credit risk across their facility and loan portfolios. Exposure integrates with Oracle Banking Enterprise Limits Management to monitor, control, and report on risks associated with credit activities, helping ensure risks remain within predefined thresholds. The three core functions of the Exposure system are:

• Definition
• Linkage
• Tracking