2.2.9 Query Valid Lines

This topic describes about the detailed information on Query Valid Lines.

Query Valid Lines menu provides a consolidated list of all open credit components for the specified customer. It populates the details of Liability, Facility, Collateral, Collateral Pool, Covenants and Obligation, linked to the customer.

A customer may be linked to a single liability or to multiple liabilities. In cases where multiple liabilities exist, the system ensures that the details of all such linked liabilities are comprehensively displayed for ease of reference and monitoring.

External Product Processor e.g., FCUBS, Loan products, etc. requires limit details for linkages at a module level. In this case, External Product Processor interacts with the OBELCM systems and request for valid limit details for the customer. Response received from the limit systems are displayed for linkages.
  • A web service Valid Lines in OBELCM which returns all the valid lines from facility, collateral, collateral pool, covenants and Obligation.
  • 360 customer view also invokes the Valid Lines for displaying the limit details.

OBELCM process web service request from the External Product Processor and sends response back to External Product Processor with valid line details.

  1. On Home scree, select Limits and Collaterals. Under Limits and Collaterals, select Common.
  2. Under Common, select Maintenances. Under Maintenances, select Query Valid Lines.
    The Query Valid Lines screen is displayed.

    Figure 2-52 Query Valid Lines


    Description of Figure 2-52 follows
    Description of "Figure 2-52 Query Valid Lines"

  3. On Query valid line screen, specify the fields.
    For more information on fields, refer to the field description table.

    Table 2-40 Query Valid Lines Fields and Description

    Field Description
    Customer and Number Specify the Customer Number or click search icon to select the Customer number from the list. Capturing a value in this field is mandatory.
    Entity after Type

    System populates details based on the selected value from the LOV, in the Entity Type field. The available options are :

    • Liability
    • Facility
    • Collateral
    • Pool
    • Covenant
    • All – Populates details for all Entity Types
    By default, the value is set to – All. User can modify the value from the LOV. This is a mandatory field.
    Liability Code Click search icon and select the listed Liability code, which is linked to the Customer number.
    Branch Code Select a value from LOV. Based on the selected value, system will exclude populating the facility / line details, in which the selected Branch is defined as restricted at the facility level.
    Product Code Select a value from LOV. Based on the selected value, system will exclude populating the facility / line details, in which the selected Product is defined as restricted at the facility level.
    Currency Select a value from LOV. Based on the selected value, system will exclude populating the facility / line details, in which the selected Currency is defined as restricted at the facility level.
    Valid Customer Restriction Toggle ON: Enables validation of customer restrictions defined at the facility level under the liability linked to the specified Customer Number. System will exclude populating the facility/line details, where the specified Customer Number is restricted.

    Toggle OFF: Customer Number is not validated and system displays all the facility / line under the liability linked to the specified Customer Number.

    Default liability When a customer is linked to multiple liabilities by toggling ON default liability, system populates details of selected entity type belonging to the liability with which customer is having default linkage.

    When default liability is toggled OFF, system populates details of selected entity type belonging to the liability to which customer is linked and selected against the liability number. When no liability number is selected, system populates details of selected entity type belonging to all the liabilities to which customer is linked.

    Note:

    The fields which are marked as asterisk are mandatory.

    On specifying values in the following fields, below records re listed:

    Customer Number - 1010

    Entity Type - All

    Liability Details: Lists the details of all liabilities linked to the specified customer.

    Table 2-41 Liability Details

    Liability Code Liablity Name Liability Currency Liability Branch Overall Limit Utilization Amount Available Amount Review Date Default Liability
    1008 Demo One USD B01 100000 95000 5000 31/12/2025 No
    1010 Demo Two GBP B02 50000 40000 10000 30/06/2026 Yes
    Line Details: Lists the details of all the facilities under the liability/ies linked to the specified customer.

    Table 2-42 Line Details

    Liability Code Line Code Serial Number Main Line Code Limit Curency Limit Amount Available Amount Revolving Line Line Start Date Line Expiry Date Utilization
    1008 ML1 1 - USD 25000 10000 Y 01/02/2025 31/01/2027 15000
    1008 SL2 1 ML1 GBP 5000 5000 Y 01/02/2025 31/01/2027 0
    1010 ML1 1 - GBP 40000 15000 Y 01/06/2024 30/04/2028 10000
    Category Description Block Amount Effective Line Amount Limit Amount Basics Availability User Defined Status Approval Amount Renewal Date Unadvised
    RETAIL WORKING CAPITAL 10000 25000 Limit Amount + Collateral Contribution Y Active 50000 31/01/2027 N
    CORPORATE TERM LOAN 0 5000 Limit Amount Y Active 5000 31/01/2027 N
    RETAIL LETTER OF CREDIT 5000 40000 Limit Amount Y Active 40000 30/04/2028 Y
    Collateral Details: Lists the details of Collaterals under the liability/ies linked to the specified customer.

    Table 2-43 Collateral Details

    Liability Code Collateral Code Collateral Description Collateral Currency Collateral Value Start Date End Date Utilization Amount Available Amount
    1008 COLL1 COLL1 USD 100000 01/08/2025 31/12/2026 2000 75000
    1010 COLL1 COLL1 GBP 50000 01/09/2025 21/01/2027 10000 30000
    Lendable Margin Limit Amount Block Amount Category Availability Customer Number Collateral Type Status Facility Linkage
    90 80000 3000 INVENTORY Y 1008 STOCK A N
    80 40000 0 BOND Y 1010 BOND A Y
    Pool Details: Lists the details before Pool under the liability/ies linked to the specified customer.

    Table 2-44 Pool Details

    Liability Code Pool Code Pool Description Pool Currency Pool Utilized Block Amount Available Amount
    1010 CP1 CP1 USD 5000 2000 3000
    Covenant Details: Lists the details of Covenants linked under the entity - Customer, Liability and facility for the specified customer and liability.

    Table 2-45 Covenant Details

    Liability Code Entity Type Limit Reference Number Covenant Name Description Covenant Reference Number Status Start Date Review Date Periodicty
    1008 FACILITY ML1 CURRENT_RATIO CURRENT_RATIO 1 A 01/02/2025 31/01/2026 MONTHLY
    1010 COLLATERAL COLL1 LTV_RATIO LTV_RATIO 1 A 01/09/2025 31/08/2026 QUARTERLY
    Obligation Details: Lists Obligations details linked to specified Customer and its liabilities.

    Table 2-46 Obligation Details

    Liability Code Customer Number Customer Name Collateral Code Collateral Category Currency Guarantee Amount
    1010 1010 Customer One COLL1 BOND GBP 30000

Parent topic: Maintenances