The Oracle Banking Digital Experience Originations for Loans and Mortgages is a facility to request loan from the channel itself for retail customers. It provides functionalities to both prospects and existing customers to originate loans and mortgages. Based on the loan and mortgage product requirements, it captures data from the applicants and then use them for the loan origination process. It also includes functionalities to track, manage and monitor the submitted loan applications.

3.3.3.1 Separately Licensed Prerequisite Products

The following prerequisite products require separate licenses:

• Oracle Banking Digital Experience Base
• Web Center Imaging and Process Management for Document Management
• FLEXCUBE Universal Banking Retail Loan Origination or any other system for Loans Origination

3.3.3.2 Components and Features Included

3.3.3.3 Restricted Use Licensing

3.3.3.4 General Licensing Information

Oracle Banking Digital Experience Originations for Loans and Mortgages can be licensed with the Bank Account Application metric.