Oracle Digital Experience Smart Messaging allows the user to initiate a payment to a beneficiary through its phone messaging system. The payment gets effected on accessing the bank icon post due authentication. It is effected to the beneficiary whose message is open while accessing the bank icon or logo.

Oracle Digital Experience Smart Messaging also allows the bank to deliver notifications and offers to the customers through WhatsApp.

3.1.5.1 Separately Licensed Prerequisite Products

The following prerequisite products require separate licenses:

• Oracle Banking Digital Experience Base - License Subscription

3.1.5.2 Components and Features Included

3.1.5.3 Restricted Use Licensing

3.1.5.4 General Licensing Information

Oracle Banking Digital Experience Smart Messaging - License Subscription can be licensed with the Financial Services Subscriber metric.

3.1.5.5 Oracle Banking Digital Experience Wearables - License Subscription

Oracle Banking Digital Experience Wearables - License Subscription provides ‘Watch Banking’, which is a new age digital channel offered by the banks to its customers to perform simple operations on the go from their watch. It can be an Apple or an Android watch from which the customer can initiate inquiries as well as transactions.

3.1.5.6 Separately Licensed Prerequisite Products

The following prerequisite products require separate licenses:

• Oracle Banking Digital Experience Base - License Subscription

3.1.5.7 Components and Features Included

3.1.5.8 Restricted Use Licensing

3.1.5.9 General Licensing Information

Oracle Banking Digital Experience Wearables - License Subscription can be licensed with the Financial Services Subscriber metric.