This topic describes the Loans and Finances details page, which displays important information related to the Islamic finance account.

To navigate between the different sections, Loan Details, Recent Transactions, Repayment Details, and Additional Information the user can use the bookmark options available on top right corner.

The Loan Details section offers comprehensive information about the account, including details such as the net outstanding balance, the next installment amount, the next installment date, maturity date, product name, nickname, and the current status of the account. In contrast, the Recent Transactions section provides a detailed account of all transactions conducted within the account, including transaction amounts. Meanwhile, the Repayment Details section furnishes data on the Amount Financed, Principal Outstanding, and Amount Overdue for the selected account. For additional insights, the Additional Information section presents details such as the loan's sanctioned amount, total disbursed amount, loan tenure, interest rate, primary account holder's name, penalty information, and the branch where the loan is held. It also highlights significant dates associated with the loan, such as the opening date and maturity date.

To view loan account details:

1. Perform anyone of the following navigation to access the Loans & Finances Account Details screen.
   • From the Dashboard, click Toggle menu, click Menu, then click Accounts, and then click Loans & Finances tab, and then click Loans & Finances Account Number .
   • From the Search bar, type Loans & Finances – Loans & Finances Account Details and press Enter.
   • On the Dashboard, click Overview widget, click Loans & Finances card, then click Loans Account Number.

   The Loan & Finance Details screen appears.

2. From the account number list, select the loan account of which you wish to view details.
   The details of the selected loan appears on the Loan & Finance Details screen appears.

   Figure 3-1 Loan & Finance Details

   
   

   
   Description of "Figure 3-1 Loan & Finance Details"

   
   

   Note:

   The fields which are marked as Required are mandatory.

   For more information on fields, refer to the field description table.

   Table 3-1 Loan & Finance Details - Field Description

   Field Name	Description
   Account Number	All the financing accounts of the user will be listed in a drop-down in masked format along with nicknames, if defined. The user can select the loan account of which details are to be viewed. The account number will be masked as per account number masking configurations.
   Status	The current status of the loan account.
   Net Outstanding Balance	The total amount outstanding on the finance account is displayed here.
   Maturity Date	The date on which the finance account will mature.
   Product Name	The name of the product under which the finance account is opened.
   Nickname	Displays the nickname set for the finance account. For more information, refer Account Nickname.
   Repayment Details
   Amount Re-paid till Date	Total finance amount repaid by the customer till date.
   Repayment Mode	The mode through which finance repayments are to be made as set up in the processing system. For e.g. repayments could be made via account transfer, direct debit or cheque.
   Total Installments	The total number of scheduled payments to be made towards repaying the finance.
   Remaining Installments	The number of scheduled payments remaining towards repaying the finance completely.
   Next Installment Date	The date on which the next finance payment is due.
   Next Installment Amount	Amount to be paid as next installment.
   Payment Frequency	Intervals at which the principal is to be repaid. It could be: Daily Weekly One Time Payment monthly Bi monthly quarterly semi-annually annually
   Bank Profit Due	Outstanding profit to be repaid.
   Principal Arrears	Outstanding principal balance on the financing account as on date.
   Installment Arrears	Pending profit arrears for the financing account.
   Advance Payment Amount	Amount paid in advance. Note: This field appears only for certain product.
   Other Fees	Fees and service charges applied on the financing account.
   Loan Specifications
   Opening Date	Date on which the Islamic Finance account was opened.
   Financed Amount	The amount of finance that bank has agreed to provide to the user/s.
   Total Amount Disbursed	Total amount disbursed along with the currency till date.
   Finance Tenure	Tenure of the financing or duration, in years and months, for which the financing amount is sanctioned.
   Profit Rate	Profit rate applicable to the account. Note: It displays the net Profit rate applicable to the Islamic finance account as on the inquiry date.
   Profit Rate Late Payment	The percentage rate charge applicable in case of default in repayment.
   Profit Rate Advance Payment	The percentage charge applicable in case the Islamic finance is prepaid.
   Purpose of Financing	Purpose for which finances has been taken.
   Customer Grace Period And Frequency	Customer grace period and frequency. Note: This field appears only for certain product.
   Supplier Grace Period And Frequency	Supplier grace period and frequency. Note: This field appears only for certain product.
   Linked Murabha bill	The bill reference number associated with Murabha finance contract.
   Bank Profit Share	Bank profit share (percentage) details (the percentage of profit that the bank gets in case of a profitable return in certain accounts). Note: This field appears only for certain product.
   Customer profit Share	Customer profit share (percentage) details (the percentage of profit that you get in case of a profitable return in certain accounts). Note: This field appears only for certain product.
   Lease Type	Type of the lease. Note: This field appears only when the selected account is opened under certain products.
   Lease Payment Mode	Type of payment mode opted. Note: This field appears only when the selected account is opened under certain products.
   Bank Share	Finance sharing ratio of the bank. Note: This field appears only for certain product.
   Customer Share	Customer finance sharing ratio on Musharaka account.
   General Details
   Primary Account Holder	Name of the primary account holder.
   Joint Account Holder	Name of the joint account holder. This field is displayed only if the holding pattern of the loan account is Joint.
   Branch	Details of the branch at which the Islamic finance account is held.

   The following actions can also be performed from this page:

   • Click the Quick Filters menu to view the transactions of a specific period or of specific transaction type.
   • Click on the Recent Transactions, Repayment Details, Additional Informationlinks available on the top right corner page to navigate between the sections.
   • For more information on Nickname (add/ modify/ delete), the option available under Account Details section. Refer Account Nickname section.