This topic describes the systematic instruction to Add a Goal. The user can specify information in this screen to create a goal by using this screen.

In order to create a goal, the user is required to specify information such as the goal category, the amount that is to be saved in order to achieve the goal, and other details such as the goal tenure, initial contribution amount, etc.

Navigation Path: Perform any one of the following actions.

• From the Dashboard, click Toggle menu, click Menu, then click Personal Finance Management. Under Goals widget, click on the Add a New Goal link.
• In Search bar, type Personal Finance Management - Goals, click Add a Goal, and press Enter.
• In Search bar, type Personal Finance Management - Add a Goal, and press Enter.

Figure 6-3 Add a Goal

Description of "Figure 6-3 Add a Goal"

Note:

The fields which are marked as Required are mandatory.

For more information on fields, refer to the field description table.

Table 6-3 Add a Goal - Field Description

Field Name	Description
Goal Category	Select the category under which you would like to create a goal.
Goal Image	The image of the goal. By default the image assigned by the bank for the specific category will be displayed. You can personalize your goal by adding an image of your choice. Click Edit + to add a goal image. Note: You can browse from your device or choose an avatar or use the camera to upload an image to be set as the goal image. The maximum allowed image size is 5MB, and the accepted formats are limited to JPG and PNG.
Goal Name	Specify the name of the goal.
Goal Amount	Enter the targeted goal amount.
Initial Contribution	Specify the amount that you would like to contribute towards the goal as an initial contribution. This amount should be within the range specified.
Remaining Amount	This is the amount arrived at after having subtracted the initial contribution amount from the goal amount.
Source Account	Select the CASA account from which funds are to be debited for the initial contribution amount. Once an account is selected, the balance of that account is displayed below this field.
Duration	The tenure of the goal in years and/or months.
	The following options are provided for the user to specify the account in which the goal amount is to be transferred upon fulfillment. By default, on fulfillment, the amount in the goal will be transferred into the source account through internal transfer. The user can, however, choose to have the goal amount credited to a different account when it is fulfilled, by defining the requirements in the following section:
Goal	The following options are provided for the user to specify the account in which the goal amount is to be transferred upon fulfillment: By default, on fulfillment, the amount in the goal will be transferred into the source account through internal transfer. The user can, however, choose to have the goal amount credited to a different account when it is fulfilled, by defining the requirements in the following section:
On goal Completion	Specify the where the goal amount will be transfer on goal fulfillment. The options are: Transfer amount to Source Account- transfer the goal amount into the source account through internal transfer. Select a different account- transfer the goal amount in a different account than the one defined in the above field as source account.
On Maturity Transfer To	Select the account in which the proceeds must be transferred on goal completion. The options available are: Own Account Internal Account This field is displayed if you have selected the Select a different accountoption.
Own Account - Select a different account	The following field is displayed if you have selected the Own Account option in the Select a different account list.
Transfer Account	Select the account number to which the amount has to be transferred after completion of goal. This field is displayed if the Own Account option is selected in the Select a different account field.
Internal Account - Select a different account	The following field is displayed if you have selected the Internal Account option in the Select a different account list.
Account Number	Specify the account number to which the amount has to be transferred after completion of goal.
Confirm Account Number	Re-enter the account number to which the amount has to be transferred after the completion of goal.
Set up a schedule for contribution	Select this check-box if you wish to set instructions for automatic contribution towards the goal.
Contribution Schedule	Select the frequency of contribution. The options are: Quarterly Monthly Weekly
Outcome	The system will calculate the amount to be contributed by the user as per the values entered in the fields above, and display the same as follows.
Amount to be contributed	Application calculates and displays the amount you will be required to contribute monthly/quarterly/weekly, as generated by the system, based on your entries, will be displayed.
Goal Tenure	Displays the tenure to achieve the goal.
We are here to help you achieve goal	Displays the contribution of user in percentage.
Total Savings	Displays the total savings percentage in the specified period.
You Pay	Displays the amount paid by user in percentage.
We Contribute	Displays the amount paid by the bank in percentage.
Contribution Amount	Specify the amount to be contributed towards the goal per instance.
Contribution Account	The account number from which funds will be credited towards the goal at every instance of contribution.
Start Contribution On	Specify the start date from which the regular contributions should be executed.
End Contribution On	Specify the date until which the regular contributions should be executed.

To add a goal:

1. Navigate to above path.
   The Add a Goal screen appears.
2. In the Goal Category list, select the desired goal category.
3. Click Edit + to add an image for the goal.
4. In the Goal Name field, enter the name of your goal.
5. In the Goal Amount field, enter the target goal amount.
6. In the Initial Contribution field, enter the amount that you have already saved for the goal.
7. From the Source Account list, select the desired account number for initial contribution.
8. From the Duration list, select the goal tenure in years and/or months.
9. In the On goal Completion field, select any one of the following two options to further specify the account into which the goal amount is to be transferred once the goal is fulfilled;
   1. If you select the Transfer amount to Source Account option, the goal amount will be transferred into the source account.
   2. If you select the Select a different account option, select any one of the following options to further specify the account into which the goal amount is to be transferred once it is fulfilled:
      1. If you select the Own Account option in the On Maturity Transfer To list;
         1. In the Transfer Account field, enter the account number to which the amount has to be transferred after completion of goal.
      2. If you select the Internal Account option in the On Maturity Transfer To list;
         1. In the Account Number field, enter the account number for fund transfer.
         2. In the Confirm Account Number field, re-enter the account number again to confirm.
      3. If you select Domestic Account option in the On Maturity Transfer To list;
         1. In the Network Type list, specific network for payment.
         2. In the Account Number field, enter an appropriate account for redemption.
         3. In the Beneficiary Name field, enter the name of the beneficiary.
         4. In the Bank Code field, enter the IFSC code of the beneficiary bank.
10. Select the Set up a schedule for contribution check-box if you wish to set instructions for automatic contribution towards the goal at regular intervals.
    If you select the check-box, the following fields gets displayed;
    1. In the Contribution Schedule list, select the desired frequency option.
    2. In the Contribution Amount field, enter the desired contribution amount.
    3. From the Contribution Account list, select the desired account number from which funds will be credited towards the goal at intervals as defined in the above fields.
    4. In the Start Date Contribution On field, enter the start date from which the regular contributions will be executed.
    5. In the End Date Contribution Onfield, enter the date until which the regular contributions will be executed.
11. Perform any one of the following actions:
    • Click Submit to create the goal.
    • Click Cancel to cancel the transaction.
    • Click Back to navigate back to previous screen.

    The Review screen appears.

12. Verify the details, and click Confirm.
    • Click Back to navigate back to previous screen.
    • Click Cancel to cancel the transaction.

    The success message request of initiation of goal creation appears.

13. Perform any one of the following actions:
    • Click Home to navigate back to dashboard.
    • Click Goals to redirect to Goals screen to view the list of goals already created.
    • Click OK.