This topic describes the section where you must provide information regarding your course and loan requirements.

Course details will include details such as course location, collage/university name, proposed course of study, course duration, the costs involved, etc.

Figure 1-11 Course & Loan Information

Description of "Figure 1-11 Course & Loan Information"

Note:

The fields which are marked as Required are mandatory.

For more information on fields, refer to the field description table.

Table 1-9 Course & Loan Information - Field Description

Field Name	Description
Loan Purpose	The purpose for which the loan is being applied for.
Course Location	Specify whether the course you have applied for is within the country or is in a foreign country. The options are: Overseas Domestic
Country	The country in which the course is held. This field is enabled only if you select the Overseas option in the Course Location field.
University/School	The name of the university or school in which you intend to study.
Institution	The name of the parent institution of the university or school in which you intend to study.
Proposed Course of Study	The course which you intend to study.
Specialization	The specialization that you intend on taking.
Course Type	Specify the type of course. The options are: Part Time Full Time
Course Duration	The duration of the course you intend on studying. You can enter the duration in years and months.
Course Commencement Date	The date on which the course will start.
Admission Status	The status of admission i.e. whether you have already attained admission to the course or not. The options are: Confirmed Awaited
Cost of Course	Click on the icon to add information pertaining to course expenses.
Cost of Course	The following fields will be displayed in the Cost of Course overlay layer once you click on the Cost of Course option.
Tuition Fees	The cost of tuition.
Living Expenses	The cost of living that is estimated to be incurred during the course of education.
Travel Expenses	The cost of travel that is estimated to be incurred during the course of education.
Examination Fees	The cost of travel that is estimated to be incurred during the course of education.
Others	Any other expenditure that is estimated to be incurred during the course of education.
Cost of Course	The following fields will be displayed in the Cost of Course overlay layer once you click on the Cost of Course option.
Individual Costs	The amount values as entered against each field in the Cost of Course overlay layer will be displayed in this section.
Total Amount	The total cost of course i.e. the sum of all the amount values entered against applicable individual costs will be calculated and displayed.
Eligible for Financial Assistance?	Specify if you are eligible for any scholarship or other financial assistance programs. The options are: Yes No
Financial Assistance Amount	The amount of financial assistance that you are eligible for. This field will be displayed if you have selected option Yes under the Eligible for Financial Assistance? field.
Loan Term	The tenure of the loan in terms of years, months, and days. Note: The loan term must be within the minimum and maximum allowed range defined at the product level. The units in which the loan term can be captured will depend on the maintenance for the same in OBO.
Loan Amount	The amount of the loan. Note: The loan amount must be within the minimum and maximum allowed range defined at the product level.
Interest Rate Type	The type of interest rate to be applied on the loan i.e. fixed or floating. Note: In the event that a single type of interest rate is defined for the loan product, this field will be designated as read-only, and the corresponding applicable interest rate type will be presented alongside it.

1. Perform any of the following actions:
   1. If the field is a drop-down list;

      From the Loan Purpose list, select the purpose for which the loan is being applied

   2. If the field is an input field,

      Enter the purpose of the loan.

2. From the Course Location field, specify whether the course you have applied for is within the country or is in a foreign country.
   1. If you have selected the option Overseas under the field Course Location, from the Country list, select the country in which the course will be held.
3. In the University/School field, enter the name of the university/school in which you intend to study.
4. In the Institution field, enter the name of the parent institution of the university or school in which you intend to study.
5. In the Proposed Course of Study field, enter the name of the course which you intend to study.
6. In the Specialization field, enter the specialization that you intend on taking..
7. From the Course Type list, select the type of course.
8. In the Course Duration lists, define the duration of the course in years and/or months.
9. From the Course Commencement Date date picker list, select the date on which the course will commence.
10. From the Admission Status list, select status of admission.
11. Click on the Cost of Course link to add information pertaining to course expenses.
    The application displays the overlay layer in which you can specify information about the course expenses.
    1. In the Tuition Fees field, enter the cost of tuition.
    2. In the Living Expenses field, enter the estimated cost of living.
    3. In the Travel Expenses field, enter the estimated cost of travel that will be incurred during the course of education.
    4. In the Examination Fees field, enter the examination fees amount that will be incurred during the course of education.
    5. In the Other field, enter the amount of any other expenditure that might be incurred during the course of education, if any.
12. From the Eligible for Financial Assistance? field, select the option to identify if you are eligible for any scholarship or other financial assistance programs.
    1. If you select the Yes option;
       1. In the Financial Assistance Amount field, enter the amount of financial assistance that you are eligible for.
13. In the Loan Term lists and field, define the term of the loan in years, months and/or days.
14. In the Loan Amount field, enter the loan amount that is to be borrowed.
15. From the Interest Rate Type field, select the type of interest rate you want to be applied on the loan.
16. Select the View Repayment Schedule option to view the loan repayment schedule in a detailed tabular form.

    Figure 1-12 Loan Repayment Schedule

    
    

    
    Description of "Figure 1-12 Loan Repayment Schedule"

    
    
17. Perform any of the following actions:
    • Click Continue to proceed to the next step in the application.
    • Click Back to navigate back to the previous step in the application.
    • Click the Scan QR-code anytime to continue on mobile link to continue the application on mobile or tablet device.
    • Under the kebab menu, perform any of the following actions:
      • Click the Save and Continue Later option to save the application.
      • Click the Continue on Mobile option to continue the application on a mobile device.