Bilateral Loans

Term Loan – Bearing

The preferences set for this product are as follows:

The payment type for this product is of Bearing type
The schedule type for this product is of Capitalized type
Forward Dating is allowed for this product

Accounting Entries

Table 16-6 INIT: Contract Initiation

Accounting Role	Amount Tag	Dr./Cr. Indicator
INTREC	INT_ACQD	Debit
INTAQR	INT_ACQD	Credit
P_PRNREC	P_PRN_ACQD	Debit
P_PRNAQR	P_PRN_ACQD	Credit
ASSETGL	PRINCIPAL	Debit
CUSTOMER	PRINCIPAL	Credit
FWDASSETGL	PRINCIPAL_FWD	Credit
FWDASSETOFF	PRINCIPAL_FWD	Debit

Table 16-7 Advices

Advice Name	Description
DEAL_SLIP	Contract Advice
CONT_ADV	Contract Advice
PAYMENT_MESSAGE	Payment Message

Accounting Entries

Table 16-8 BOOK: Booking of Contract

Accounting Role	Amount Tag	Dr./Cr. Indicator
CUSTOMER	LIQD	Debit
BOOKCHGINC	LIQD	Credit
FWDASSETGL	PRINCIPAL_FWD	Debit
FWDASSETOFF	PRINCIPAL_FWD	Credit

Table 16-9 Advices

Advice Name	Description
PAYMENT_MESSAGE	Payment Message

Accounting Entries

Table 16-10 ACCR: Accrual

Accounting Role	Amount Tag	Dr./Cr. Indicator
INTINC	INT_ACCR	Credit
INTREC	INT_ACCR	Debit
P_PRNREC	P_PRN_ACCR	Debit
P_PRNINC	P_PRN_ACCR	Credit

Advices

No Advices allowed for this Event.

Accounting Entries

Table 16-11 LIQD: Liquidation

Accounting Role	Amount Tag	Dr./Cr. Indicator
FRTAX1_PAY	FRTAX1_AMT	Credit
FRTAX1_EXP	FRTAX1_AMT	Debit
FRTAXS_PAY	FRTAXS_AMT	Credit
FRTAXS_EXP	FRTAXS_AMT	Debit
CUSTOMER	INT_ADJ	Debit
INTREC	INT_ADJ	Credit
INTREC	INT_CAP	Credit
ASSETGL	INT_CAP	Debit
CUSTOMER	P_INT_LIQD	Debit
P_INTREC	P_INT_LIQD	Credit
EXPENSE	P_INT_WAIV	Debit
P_INTREC	P_INT_WAIV	Credit
CUSTOMER	PRINCIPAL_LIQD	Debit
ASSETGL	PRINCIPAL_LIQD	Credit
WASH GL	PRINCIPAL_WAIV	Debit
ASSETGL	PRINCIPAL_WAIV	Credit
CUSTOMER	INT_LIQD	Debit
INTREC	INT_LIQD	Credit
EXPENSE	INT_WAIV	Debit
INTREC	INT_WAIV	Credit
RESINTINC	INT_RESINC	Debit *
INTINC	INT_RESINC	Credit *

* - This entry is only for liquidation of interest on overdue loans on cash basis.

Table 16-12 Advices

Advice Name	Description
CAP	Capitalization Advice
PAYMENT_MESSAGE	Payment Message

Accounting Entries

Table 16-13 RFND: Refund of Interest/Fees

Accounting Role	Amount Tag
COMPONENT_REC	COMPONENT_RFND
CUSTOMER	COMPONENT_RFND

Table 16-14 Advices

Advice Name	Description
OVERPAYAMT	Overpayment Advice

Table 16-15 Liquidation of Interest

GL	Amount Tag	Dr/Cr
Customer	INT_LIQD	Dr
INT_REC	INT_LIQD	Cr
ADJ GL	INT_WAIV	Dr
INT_REC	INT_WAIV	Cr

Accounting Entries

Table 16-16 ROLL: Rollover of Contract

Accounting Role	Amount Tag	Dr./Cr. Indicator
ROLLFEESINC	LIQD	Credit
CUSTOMER	LIQD	Debit
CUSTOMER	INT_LIQD	Debit
INTREC	INT_LIQD	Credit
ROLL_SUSPENSE	INT_ROLL	Debit
INTREC	INT_ROLL	Credit
EXPENSE	INT_WAIV	Debit
INTREC	INT_WAIV	Credit
CUSTOMER	P_INT_LIQD	Debit
P_INTREC	P_INT_LIQD	Credit
ROLL_SUSPENSE	P_INT_ROLL	Debit
P_INTREC	P_INT_ROLL	Credit
EXPENSE	P_INT_WAIV	Debit
P_INTREC	P_INT_WAIV	Credit
CUSTOMER	PPR_LIQD	Debit
PPRREC	PPR_LIQD	Credit
ROLL_SUSPENSE	PPR_ROLL	Debit
PPRREC	PPR_ROLL	Credit
EXPENSE	PPR_WAIV	Debit
PPRREC	PPR_WAIV	Credit
CUSTOMER	PRINCIPAL_LIQD	Debit
ASSETGL	PRINCIPAL_LIQD	Credit
ROLL_SUSPENSE	PRINCIPAL_ROLL	Debit
ASSETGL	PRINCIPAL_ROLL	Credit
EXPENSE	PRINCIPAL_WAIV	Debit
ASSETGL	PRINCIPAL_WAIV	Credit

Table 16-17 Advices

Advice Name	Description
CAP	Capitalization Advice
PAYMENT_MESSAGE	Payment Message

Table 16-18 REOP: Reopen of Contract

Accounting Role	Amount Tag	Dr./Cr. Indicator
ASSETGL	PRINCIPAL	Debit
ROLL_SUSPENSE	PRINCIPAL	Credit
ROLL_SUSPENSE	PRINCIPAL_ADDL	Debit
CUSTOMER	PRINCIPAL_ADDL	Credit

Table 16-19 Advices

Advice Name	Description
ROLL_ADV	Rollover Advice

LINK: Linkage to Loan

Accounting Entries

Nil

Advices

No Advices allowed for this Event.

STCH: Status Change

Accounting Entries

Nil

Advices

Nil

NOTC: Billing Notice Generation

Accounting Entries

No Accounting Entries allowed for this Event.

Table 16-20 Advices

Advice Name	Description
BILNOTC	Billing Notice

Accounting Entries

Table 16-21 VAMI: Value Dated Amendment Initiation

Accounting Role	Amount Tag	Dr./Cr. Indicator
ASSETGL	PRINCIPAL_INCR	Debit
CUSTOMER	PRINCIPAL_INCR	Credit
VAMBFEESINC	LIQD	Credit
CUSTOMER	LIQD	Debit

Table 16-22 Advices

Advice Name	Description
PAYMENT_MESSAGE	Payment Message

Table 16-23 STPI

Accounting Role	Amount Tag	Dr./Cr. Indicator
Reprice Suspense	PRINCIPAL_SPTI	Dr
Asset	PRINCIPAL_SPTI	Cr.
Reprice Suspense	INTERESTFL_SPTI	Dr.
Interest Receivable	INTERESTFL_SPTI	Cr.

Accounting Entries

Nil

Advices

Table 16-24 VAMB: Value Dated Amendment Booking

Advice Name	Description
AMDADV	Amendment Advice
PAYMENT_MESSAGE	Payment Message

Accounting Entries

Nil

Advices

Table 16-25 CAMD: Contract Amendment

Advice Name	Description
AMDADV	Amendment Advice