6.1 Introduction

In Oracle Lending, you can define the different types of charges or fees that apply on a product as classes. A charge class is a specific type of charge component (For example, Charges for amending the terms of a loan).

When defining a product, you merely have to attach the required classes. In this manner, a contract processed under a particular product acquires the classes (components) associated with the product.

A discount accrual fee class can be made applicable for loans and bills processed in Oracle Lending. To apply a discount accrual fee, you should first define attributes for each of the components.

Steps involved in processing discount accrual fees

The following steps are involved in processing discount accrual fees:
  1. Defining discount accrual fee classes.
  2. Associating discount accrual fee classes with a product.