1 Loans Syndication
Loan Syndication is a lending process in which a group of lenders provide loan to one or more borrowers. Each lender in the syndicate contributes part of the loan amount, and they all share in the lending risk. The loan is governed by a single Loan Agreement. However, each Lender of the Syndicated Loan maintains a separate claim on and bears the credit risk for the respective portion of the loan provided by it.
OBCLPM is capable of managing Pre-Mandate, Post-Mandate, Closing stages of Loan Syndication Origination and Drawdown.
OBCLPM has the below processes:
- Pre Mandate Lead Arranger Process – To handle the Bank role to invite Arrangers and to finalize the Mandate with the Borrower.
- Pre Mandate Co-Arranger Process – To support the Lead Arranger to finalize the Mandate with the Borrower.
- Post Mandate Agent Process – To manage the Agency role in Syndication Origination as a continuation of any of the Pre Mandate Process or as standalone process.
- Post Mandate Arranger Process – To manage the Arranger role in Syndication Origination to arrange Participants as a continuation of any of the Pre Mandate Process or as standalone process.
- Post Mandate Participant Process – To manage the Participant role in Syndication Origination.
- Operations Enrichment Process - To capture the details available during the Syndication Origination stages as a continuation of any of the Post Mandate process or as standalone process to handover the details for the creation of Syndicated Deal in the back office.
- Participant Drawdown – to manage Syndicated Loan Participant Drawdown of a participant bank.
- Agency Drawdown – to manage Syndicated Loan Drawdown of an Agent Bank.
This topic contains the following sub-topics:
- Pre-Mandate Lead Arranger
Use Pre-mandate lead arranger to manage the beginning of the Syndication process. - Pre-Mandate Co-Arranger
Use Pre-Mandate Co-Arranger to manage the beginning of the Syndication process - Post Mandate Agent
Use Post Mandate Agent process to manage agency related activities of the agent - Post Mandate Arranger
Use Post Mandate Arranger process to help the Bank to manage role of an arranger. - Participant Process
Use Participant Process which handles Syndication Facility Origination process for Bank as Participant. - Participant Transfer
- Operations Enrichment
Use Operations Enrichment process to capture the details of Loan Syndication origination stages. - Agency Drawdown
Use Agency Drawdown to submit the Drawdown notice to Agent Bank to arrange the funds on a certain date. - Participant Drawdown
Use Participant Drawdown process, a non-agency process in which the agent submits the Drawdown notice to Lender to arrange the funds on a certain date. - Syndication Drawdown Amendment
- Drawdown Rollover
User Drawdown Rollover to rollover or split existing syndication drawdown contracts. - Syndication Restructure
- Tranche Margin Amendment
- Tranche Financial Amendment
- Tranche Non Financial Amendment
- Bulk Payment
- Syndication Payment
- Consolidate Rollover
Use Consolidate Rollover to consolidate one or more contracts into a single parent contract. - Natural Language Processing
Use Natural Language Processing to initiate the NLP process from syndication service with the document id (from document management system), document type and document content.