1. Configuration
  2. Data segments

2 Data segments

Provides information about the usage of data segments that are configured at each stage. Every data segment can be configured as a mandatory or non-mandatory at Business Process Code maintenance based on the business product code defined. Each data segment has the following action buttons.
  • Back: The system moves the task to the previous segment.
  • Next: The system moves the task to the next screen. If mandatory fields are not entered, the system displays an error.
  • Save and Close: You can save and close the task and reopen it to work later.
  • Cancel: You can cancel the task window and return to dashboard. The data input is not saved.
Each data segment has the option to upload the specific documents required for the application.

This topic contains the following sub-topics:

  • Director Details/Management Profile Details
    Use Management Profile screen to capture details of directors and management details of the customer detailing name, address, mailing address, contact details, communication details, shareholdings percentage and so on of the customer.
  • Business Activity Details
    Use Business Activity Details screen to capture the nature and activity of the business for the customer who has requested for the loan. You can update details as entity type, nature of business, current profit and loss, and current balance sheet size and so on.
  • Loan Details
    Use Loan Details screen to capture the basic loan details which the customer has made a request.
  • Real Estate Loan
    Use Real Estate Loan screen to capture the Real estate details or property details of the client.
  • Plant and Machinery Details
    Use Plant and Machinery Details screen to capture the plant and machinery details provided by the client.
  • Commercial Construction Loan Details
    Use Commercial Construction Loan screen to capture the commercial land details for Commercial Construction Loan. These details can be used by Relationship Manager and Credit Manager to analyse the credit worthiness of the Commercial Construction loan.
  • Automotive Details
    Use Automobile Details screen to capture the automobile financing.
  • Interest Details
    Use Interest Details screen to capture the type of the interest rate and the margin to be charged from the customer for the loan.
  • Payment Schedules
    Use Payment Schedules screen to capture the prepayment schedules for the loan which includes the components such as principal, main interest and penalty components, if any.
  • Cash Flow
    Use Cash Flow screen to view the cash flow details based on the interest details and payment schedules captured for the loan.