1. Configuration
  2. Configurations for Oracle Banking Corporate Lending Process Management
  3. Maintenance Screens

1.2 Maintenance Screens

Use maintenance screens to maintain Business Product Code, Business Process Code, Condition Subsequent, Covenant, and Party details.

The entire process of corporate lending middle office function depends mainly based on the loan category (Business Process Code) to which the loan application belongs to. The Corporate Lending process is driven based on the below two maintenances for every life cycle combination.
  • Business Product Code Maintenance
  • Business Process Code Maintenance
  • Condition Subsequent
  • Covenant
  • Party Maintenance

To configure Business Product Code

Specify the User ID and Password, and login to Homepage.

  1. On the Homepage, from Corporate Lending, under Maintenance, click Business Product Code.
    The Create Business Product Code screen is displayed.

    Figure 1-1 Create Business Product Code


    Description of Figure 1-1 follows
    Description of "Figure 1-1 Create Business Product Code"

  2. In the Create Business Product screen, provide the required details.

    Table 1-1 Create Business Product

    Field Description
    Business Product Code Enter the code of the Business product.
    Description Enter additional information about the Business product.
    Product Code Select the back office product code that are to be mapped for the Business product from the list of values. The system allows you to map multiple product codes and appropriate product code can be selected as part of loan origination/drawdown process that caters to customer needs.
    Agency Code Enter the agency code that is required for field investigation. The adjoining list fetches and displays all valid agency codes maintained in the system.
    Agency Description System default the description of the selected agency code.
    Verification Type Enter the type of verification. The valid options are Address, Business and Collateral
    Holiday Preferences This section provide information about the handling holiday preferences if the maturity date, schedule date or revision date falls on a holiday. Holidays can be either on a local holiday or currency holiday. - Holiday Treatment Type: System displays the type of holiday treatment as Payment Schedule, Revision Schedule and Maturity Date.
    Ignore Holidays No holiday treatment is considered if the maturity date, schedule date or revision date falls on holiday. System processes the entries on the specified date.
    Holiday Check Enter the basis of holiday check, if you have indicated that the holiday should not be ignored for the loan contract.
    Move Across Months If selected, allow movement of schedule date, maturity date or rate revision date of the contract across months, if you have indicated that the holiday should not be ignored for the loan contract. If you have chosen to move the schedule date/maturity date of a contract falling due on a currency holiday, either forward or backward to a working day and it crosses over into a different month, the schedule date/ maturity date is moved to the next month only if you indicate so in this field.
    Schedule Movement If selected, indicates the movement of schedule date, maturity date or rate revision date either move forward to a next working day or move backward to the previous working date.
  3. Click Save.

    You can view the configured Business product code details in the Business Product View screen.

Parent topic: Configurations for Oracle Banking Corporate Lending Process Management

1.2 To configure Business Process Code

  1. On the Homepage, from Corporate Lending, under Maintenance, click Business Process.
    The Create Business Process screen is displayed.

    Figure 1-2 Create Business Process


    Description of Figure 1-2 follows
    Description of "Figure 1-2 Create Business Process"
  2. In the Create Business Process screen, provide the required details.

    Table 1-2 Create Business Process

    Field Description
    Business Process Code Enter the business process code.
    Business Process Description Enter the description of the business process code.
    Lifecycle Select the lifecycle code from the list of values.
    Lifecycle Description Display the description of the lifecycle selected.
    Process Code Select the business process flow that needs to be mapped for the business process code and lifecycle combination.
    Business Product Code Select the business product code from the list of values. A business process code can be mapped to a particular business product code or to 'ALL'.
       
    On click of tab, the list of stages defined for a process code are shown. You can select a stage and define the set of data segments that are required for a stage and its corresponding documents, checklist and advices.
    Data Segments Select the required data segments listed for the stage and specify if the data segment is mandatory or non-mandatory. You can click Preview to view the data segment. You can also restrict a data segment to a single product or list of products
    Documents Select the required documents at every stage. The adjoining list fetches and displays all valid document IDs maintained in the system. You can also restrict the documents to a single product or list of products.
    Checklist Enter the checklists that must be validated as part of every stage and specify if the checklist is mandatory or non-mandatory. You can also restrict the documents to a single product or list of products.
    Advices Select the required advice must be mapped for the stage. The adjoining list fetches and displays all valid advices maintained. Advices can be assigned to All the business products or specific to each Business Products. Also you can configure the advices for specific party roles and in such cases the selected advice type will be generated only for that particular role contact of the Party.
    Clauses Enter the clause code, clause name and clause description details. You can also restrict the documents to a single product or list of products.
  3. Click Save.

    You can view the configured business process code details in the Business Process View screen. After maintaining the business product and business process codes, you can go ahead and create a corporate loan.

1.2 To configure Condition Subsequent

Condition Subsequent is an event or a condition which needs to be complied or monitored during the life of a Loan Contract. Conditions Subsequent have an expected completion date. You can capture the respective Conditions Subsequent in a Loan Agreement along with the target date of completion. You can capture the remainder days to trigger the notification to the respective RM regarding the upcoming Condition Subsequent prior to the completion date

  1. On the Homepage, from Corporate Lending, under Maintenance, click Condition Subsequent .
    The Condition Subsequent screen is displayed.

    Figure 1-3 Create Condition Subsequent


    Description of Figure 1-3 follows
    Description of "Figure 1-3 Create Condition Subsequent"

  2. In the Condition Subsequent screen, provide the required details.

    Table 1-3 Condition Subsequent

    Field Description
    Party Click Search to view and select the required party.
    Project Name Click Search to view and select the required project name.

1.2 To configure Covenant

Covenant is an event or a condition which needs to be complied or monitored during the life of a Loan Contract at desired frequency. The frequency can be weeks, months or years. Covenant have an expected completion date for every frequency. You can capture the respective Covenant in a Loan Agreement along with the target date of completion. Upon completion of one Covenant for a particular frequency, the status can be captured accordingly and a new pending Covenant is created for the next frequency. You can capture the remainder days to trigger the notification to the respective RM regarding the upcoming Covenant prior to the completion date.

  1. On the Homepage, from Corporate Lending, under Maintenance, click Covenant.
    The Create Covenant screen is displayed.

    Figure 1-4 Create Covenant


    Description of Figure 1-4 follows
    Description of "Figure 1-4 Create Covenant"

  2. In the Create Covenant screen, provide the required details.

    Table 1-4 Create Covenant

    Field Description
    Party Click Search to view and select the required party.
    Project Name Click Search to view and select the required project name.

1.2 To configure Party Maintenance

  1. On the Homepage, from Corporate Lending, under Maintenance, click Party Maintenance.
    The Party Maintenance screen is displayed.

    Figure 1-5 Create Party


    Description of Figure 1-5 follows
    Description of "Figure 1-5 Create Party"

  2. In the Create Party screen, provide the required details.

    Table 1-5 Party Maintenance

    Field Description
    Party Number Click Search to view and select the required party.
    Party Name Party name gets auto-populated.
    Party Type Select the type from the drop-down list
    Country Of Incorporation Click Search to view and select the required country
    Date of Incorporation Select the date from the drop-down calendar.
    Place of Incorporation Enter the place.
    Demographic Type Select the type from the drop-down list.
    Holding Pattern Select the pattern from the drop-down list.
    Organization Type Select the type from the drop-down list.
    KYC Status Select the status from the drop-down list.
    Preferred Language Captures the preferred Language of the Party
    Report Locale Select the preferred advice language for the Party
    Address Type Select the type from the drop-down list.
    Area Enter the area.
    Building Enter the Building.
    Street Enter the street
    Landmark Enter the landmark
    Locality Enter the locality.
    City Enter the city
    State Enter the state
    Country Click Search to view and select the required country
    Zip Code Enter the code.
    Contacts Click to add the contacts.

1.2 To configure Service Level Agreement Maintenance

Banks can have a Service Level Agreement (SLA) with its customers or as an internal policy of the bank. This maintenance helps the bank user to define the SLA at the Process- StagePriority level. SLA Maintenance have two screens, one screen for defining the SLA and another for Authorization/ Edit/ Delete. You can define SLA for every business process by selecting appropriate Product Application Code and Business Process Code. You can apply SLA at each stage level as well. The overall SLA of the process is the sum of SLA at each stage of the Business Process. You can also configure the SLA for different Branch and Branch Time and exclude the OffBranch time transactions from the SLA Calculation. Similarly, you can exclude Branch Holidays and Currency Holidays from SLA calculation. This maintenance also supports to define different SLA for different priority of the applications.

  1. On the Homepage, from Corporate Lending, under Core Maintenance, click SLA Maintenance .
    The SLA Maintenance screen is displayed.