1.2 Release Enhancements

Commitment Linkages

OBCLPM is enhanced to link an existing commitment contract while initiating a new loan request. To achieve this, a new data segment is introduced to choose the commitment contract.

Commitment contract can be linked in either initiation stage or loan application enrichment. Linkage details are handed over additionally to back office along with loan initiation request.

This feature is supported on the following process flows:
  • Bilateral Loan Origination
  • Bilateral Loan Drawdown
  • SME Loan Origination
  • SME Loan Drawdown

Value Date Handoff

You can change the value date for Bilateral Loan Origination, before handing off to OBCL. Post approval, the stage movement happens from Customer Agreement to Application Enrichment stage. If required, you can update the value date in Application Enrichment stage. After submitting this stage, you are taken back to Customer Agreement stage, as the loan application was already approved.

Multi-Liability Linkage

In OBCLPM, the system is enhanced to have option for users to view and link one customer to multiple liabilities.