1. Bilateral Loans User Manual
  2. Bilateral Loans

1 Bilateral Loans

Use Bilateral Loans module of Oracle Banking Corporate Lending Process Management to create and manage corporate loan accounts.

Oracle Banking Corporate Lending Process Management is a single integrated platform which enables to create and manage corporate loan accounts and focus on the corporate lending operations of a middle office branch. Corporate Lending Middle Office module supports the following lifecycle.
  • Loan Origination
  • Loan Drawdown
  • Draft Proposal
  • Rate Quotation
  • Servicing
    • Rollover
    • Loan Amendment (Non-Financial)
    • Financial Amendment
    • Loan Payment
OBCLPM uses Netflix Conductor workflow orchestration engine for defining the business process. The capture and enrichment of information in multiple steps can be dynamically assigned to different user profiles or roles. The Platform provides capability to associate different business process flow definitions to different category of Applications and also enables.
  • Advice Generation
  • Map Documents and Checklist for Various stages
The Platform also aids to enhance the productivity through queries and dashboard widgets providing a quick insight into the Application process stage and the status of the existing Loans.

This topic contains the following sub-topics:

  • Loan Origination
    Use loan origination process to create corporate loans, that is, starting from loan account creation to disbursement.
  • Draft Proposal
    Use Draft Proposal to check the eligibility, basic details and structure of the loan.
  • Loan Drawdown
    Use loan drawdown feature to drawdown the required loan amount for an existing customer.
  • Rate Quotation
    Use rate quotation to inquire about the current Cost of Fund interest rate (COF).
  • Loan Servicing
    Use loan servicing process to manage various life cycle events of a corporate loan account after drawdown process is complete.