1 Bilateral Loans

This topic describes the Bilateral Loans module of Oracle Banking Corporate Lending Cloud Service, that used to create and manage corporate loan accounts.

Oracle Banking Corporate Lending Cloud Service is a single integrated platform which enables to create and manage corporate loan accounts and focus on the corporate lending operations of a middle office branch. Corporate Lending Middle Office module supports the following lifecycle.
  • Loan Origination
  • Loan Drawdown
  • Draft Proposal
  • Rate Quotation
  • Servicing
    • Rollover
    • Loan Amendment (Non-Financial)
    • Financial Amendment
    • Loan Payment
OBCLCS uses Netflix Conductor workflow orchestration engine for defining the business process. The capture and enrichment of information in multiple steps can be dynamically assigned to different user profiles or roles. The Platform provides capability to associate different business process flow definitions to different category of Applications and also enables.
  • Advice Generation
  • Map Documents and Checklist for Various stages
The Platform also aids to enhance the productivity through queries and dashboard widgets providing a quick insight into the Application process stage and the status of the existing Loans.

This topic contains the following sub-topics:

  • Loan Origination
    This topic describes about the loan origination process to create corporate loans, that is, starting from loan account creation to disbursement.
  • Draft Proposal
    This topic describes the information about the Draft Proposal. The Draft Proposal is used to check the eligibility, basic details and structure of the loan.
  • Loan Drawdown
    This topic describes information about theLoan Drawdown. The loan drawdown feature is used to drawdown the required loan amount for an existing customer.
  • Rate Quotation
    This topic describes the systematic instructions to Rate Quotation. The rate quotation is used to inquire about the current Cost of Fund (COF) interest rate.
  • Loan Servicing
    This topic describes about the Loan Servicing stage. The loan servicing process is used to manage various life cycle events of a corporate loan account after drawdown process is complete.
  • Settlement Instruction
    This topic describes about the Settlement Instruction. The use settlement instructions to create Mnemonic for the new parties created.
  • Entity Details
    This topic describes about the Entity Details. A process flow is introduced for user to maintain new entity for customer. Post approval, system will invoke backoffice service to create the same.
  • Enquiry
    This topic describes about the Enquiry screen.
  • SME Lending
    This topic describes about the SME Lending stage.