1. Functional Overview Guide
  2. Key Features
  3. Borrower Behavior Score using Pricing and Decision service

2.21 Borrower Behavior Score using Pricing and Decision service

Oracle Banking Collections facilitates generation of behavior/risk score for each delinquent borrower account and updates the same against the account.

The key features of this functionality are:
  • Integration with the Oracle Pricing and Decision Service engine.
  • Ability to create a quantitative Scoring Model with feature (fact) available.
  • Ability to generate the Borrower Behavior Score using the Quantitative Scoring Model.
  • Ability to use the score as a fact to create segments and strategies.

Note:

Numeric data type facts can be used as features for the model.

Parent topic: Key Features