1. Current Account and Saving Account User Guide
  2. Maintenance
  3. Joint Holder Maintenance

5.3 Joint Holder Maintenance

You can either add joint holders for the first time or modify the existing joint holder relationship using this screen.

The Joint Holder can be a Guarantor, Authorized Signatory, Power if Attorney, and so on. A customer can be the sole or joint owner of a CASA account. The joint accounts are accounts that are shared between two or more individuals. They can be operated either singly or jointly.

To maintain joint holder details:

Note:

The fields marked as Required are mandatory.
  1. On the Homepage, from the Account Services mega menu, under Maintenance, click Joint Holder or specify Joint Holder in the search icon bar and select the screen.

    The Joint Holder Maintenance screen is displayed.

    Figure 5-5 Joint Holder Maintenance

    Description of Figure 5-5 follows
    Description of "Figure 5-5 Joint Holder Maintenance"
  2. Click the Search icon or specify the account number in the Account Number field, and press Enter or Tab.
    The details are displayed in the screen.

    Figure 5-6 Joint Holder Details

    Description of Figure 5-6 follows
    Description of "Figure 5-6 Joint Holder Details"
  3. You can view the details of the CASA account selected. For more information on fields, refer to the field description table.

    Table 5-4 Joint Holder Maintenance – Field Description

    Field Description

    Account Number

    		 Click the Search icon and select the account number or specify the account number to maintain the joint holder details.

    Note:

    • The customer information is displayed at the right of the screen.

    Amount Name

    		 Displays the name of the account holder for the selected account number.

    Primary Holder

    		 Displays the name of the primary holder of the CASA account.
    Mode of Operation Specify the mode of operation.
    The options are:
    • Single
    • Jointly
    • Either Anyone or Survior
    • Former or Survior
    • Mandate Holder
    Joint Holder Details This section displays the existing joint holder details.

    Note:

    You can perform the following actions in this section:
    • Add Joint Holder Details: For details on this action, refer Add Joint Holder.
    • Edit Joint Holder Details: For details on this action, refer Edit Joint Holder Details.
    • Delete Joint Holder Details: From the Actions field, click the Delete icon. A confirmation message is displayed that the action cannot be recovered. Click Delete to proceed with the deletion.
    • Convert Joint Account to Single Account: From the Mode of Operations field, select the Single option. A confirmation message is displayed. Click Confirm to proceed with the converstion.
  4. Click Submit.
    The screen is successfully submitted for authorization.
  • Maintain Joint Holder Details
    You can add, edit, or delete a joint holder of a CASA account. Also, you can covert a joint holder account to single holder account.

Parent topic: Maintenance