2.7 Business Events in Oracle Banking Retail Deposits
This topic describes the processing of business events in online for Oracle Banking Retail Deposits.
The System has the capability to generate events basis customer initiated or system-initiated actions. The system generates these events related to a customer and their accounts when activities or actions related to the customer or accounts take place that are useful for a service interaction. Some of these generated events are also important to be communicated to customers in a timely manner as per regulations.
The system has the capability to generate and hanover the event with the required details to an external system through Event Delivery Platform (EDP) for their consumption and the external system can use the data handed over for any purpose as deemed necessary. For example, the external system can use the data for communicating the customer of the event with necessary details.
The following business events is available as follows:
- Create Deposit
- Change in maturity instructions for the deposit account
- Change of payout instructions
- Change in special condition for interest rate
- Topup - Add funds to deposit principal
- Partial/ Full redemption of the deposit.
The static data is factory shipped as part of this release as below.
When the event happens and passes the underlying rule, the system will
publish the event with neccessary facts (Data) as shown in the table for the multible
third party systems to consume. A single event can be published to multiple
consumers.
Note:
Facts and Rules are the key elements for generating the Business Events. Banks can configure the Facts and Rules, with the naming convention specified in the below tables respectively.Table 2-47 List of Facts
| Domain | Category | Event | Fact Name | Fact Description |
|---|---|---|---|---|
| OBRDEP | FINANCIAL | TDAMEND | F_TDAMEND_INTEREST_DETAILS_ISMODIFIEDUDEVALS_DATA | Deposit Amend Interest Details Modified Data |
| OBRDEP | FINANCIAL | TDAMEND | F_TDAMEND_DEPOSIT_PAYOUT_ISMODIFIEDPAYOUTDETAILS_DATA | Deposit Amend Account Description Modified Data |
| OBRDEP | FINANCIAL | TDAMEND | F_TDAMEND_ACC_DESC | Deposit Amend Payout Details Modified Data |
| OBRDEP | FINANCIAL | TDCREATE | F_TDCREATE_INTEREST_START_DATE | Deposit Creation Interest Start Date |
| OBRDEP | FINANCIAL | TDCREATE | F_TDCREATE_ACCOUNT_NO | Deposit Creation Account Number |
| OBRDEP | FINANCIAL | TDCREATE | F_TDCREATE_AUTO_ROLLOVER | Deposit Creation Auto Rollover |
| OBRDEP | FINANCIAL | TDCREATE | F_TDCREATE_BRANCH | Deposit Creation Branch |
| OBRDEP | FINANCIAL | TDCREATE | F_TDCREATE_CCY | Deposit Creation Currency |
| OBRDEP | FINANCIAL | TDCREATE | F_TDCREATE_BUSINESS_PRODUCT | Deposit Creation Business Product |
| OBRDEP | FINANCIAL | TDCREATE | F_TDCREATE_CUSTOMER_NO | Deposit Creation Customer Number |
| OBRDEP | FINANCIAL | TDCREATE | F_TDCREATE_ACC_OPEN_DATE | Deposit Creation Account Open Date |
| OBRDEP | FINANCIAL | TDCREATE | F_TDCREATE_MATURITY_DATE | Deposit Creation Maturity Date |
| OBRDEP | FINANCIAL | TDCREATE | F_TDCREATE_MATURITY_AMOUNT | Deposit Creation Maturity Amount |
| OBRDEP | FINANCIAL | TDCREATE | F_TDCREATE_TD_AMOUNT | Deposit Creation Deposit Amount |
| OBRDEP | FINANCIAL | TDCREATE | F_TDCREATE_CLOSE_ON_MATURITY | Deposit Creation Close on Maturity Flag |
| OBRDEP | FINANCIAL | TDCREATE | F_TDCREATE_INTEREST_RATE | Deposit Creation Interest Rate |
| OBRDEP | FINANCIAL | TDTOPUP | F_TDTOPUP_ACCOUNT_NO | Deposit Topup Account Number |
| OBRDEP | FINANCIAL | TDTOPUP | F_TDTOPUP_BRANCH | Deposit Topup Branch |
| OBRDEP | FINANCIAL | TDTOPUP | F_TDTOPUP_DATE | Deposit Topup Date |
| OBRDEP | FINANCIAL | TDTOPUP | F_TDTOPUP_AMOUNT | Deposit Topup Amount |
| OBRDEP | FINANCIAL | TDTOPUP | F_TDTOPUP_INTEREST_RATE_AFTER_TOPUP | Deposit Topup Interest Rate after Topup |
| OBRDEP | FINANCIAL | TDTOPUP | F_TDTOPUP_MATURITY_AMOUNT | Deposit Topup Maturity Amount |
| OBRDEP | FINANCIAL | TDTOPUP | F_TDTOPUP_AMOUNT_BEFORE_TOPUP | Deposit Topup Amount Before Topup |
| OBRDEP | FINANCIAL | TDTOPUP | F_TDTOPUP_AMOUNT_AFTER_TOPUP | Deposit Topup Amount After Topup |
| OBRDEP | FINANCIAL | TDREDMN | F_TDREDMN_BRANCH | Deposit Redemption Branch |
| OBRDEP | FINANCIAL | TDREDMN | F_TDREDMN_ACCOUNT_NO | Deposit Redemption Account Number |
| OBRDEP | FINANCIAL | TDREDMN | F_TDREDMN_REDMN_DATE | Deposit Redemption Date |
| OBRDEP | FINANCIAL | TDREDMN | F_TDREDMN_REDMN_AMOUNT | Deposit Redemption Amount |
| OBRDEP | FINANCIAL | TDREDMN | F_TDREDMN_REDMN_MODE | Deposit Redemption Mode |
| OBRDEP | FINANCIAL | TDREDMN | F_TDREDMN_REDMN_INTEREST | Deposit Redemption Interest |
| OBRDEP | FINANCIAL | TDREDMN | F_TDREDMN_REDMN_PENALTY | Deposit Redemption Penalty |
| OBRDEP | FINANCIAL | TDREDMN | F_TDREDMN_TAX_ON_REDMN | Deposit Redemption Tax on Redemption |
| OBRDEP | FINANCIAL | TDREDMN | F_TDREDMN_REDMN_EXCESS_INTEREST_RECOVERED | Deposit Redemption Excess Interest Recovered |
| OBRDEP | FINANCIAL | TDREDMN | F_TDREDMN_REDMN_EXCESS_TAX_RECOVERED | Deposit Redemption Excess Tax Recovered |
| OBRDEP | FINANCIAL | TDREDMN | F_TDREDMN_INTEREST_RATE_REDMN_AMOUNT | Deposit Redemption Interest Rate for Redemption Amount |
| OBRDEP | FINANCIAL | TDREDMN | F_TDREDMN_INTEREST_RATE_AFTER_REDMN | Deposit Redemption Interest Rate after Redemption |
| OBRDEP | FINANCIAL | TDREDMN | F_TDREDMN_MATURITY_AMOUNT_AFTER_REDMN | Deposit Redemption Maturity Amount after Redemption |
| OBRDEP | FINANCIAL | TDREDMN | F_TDREDMN_REDMN_INTEREST_PAID_TO | Deposit Redemption Interest Paid Account |
| OBRDEP | FINANCIAL | TDAMEND | F_TDAMEND_ACCOUNT_NO | Deposit Amend Account Number |
| OBRDEP | FINANCIAL | TDAMEND | F_TDAMEND_AUTO_ROLLOVER | Deposit Amend Auto Rollover Flag |
| OBRDEP | FINANCIAL | TDAMEND | F_TDAMEND_BRANCH | Deposit Amend Branch |
| OBRDEP | FINANCIAL | TDAMEND | F_TDAMEND_CCY | Deposit Amend Currency |
| OBRDEP | FINANCIAL | TDAMEND | F_TDAMEND_BUSINESS_PRODUCT | Deposit Amend Business Product |
| OBRDEP | FINANCIAL | TDAMEND | F_TDAMEND_CUSTOMER_NO | Deposit Amend Customer Number |
| OBRDEP | FINANCIAL | TDAMEND | F_TDAMEND_ACC_OPEN_DATE | Deposit Amend Account Open Date |
| OBRDEP | FINANCIAL | TDAMEND | F_TDAMEND_MATURITY_DATE | Deposit Amend Maturity Date |
| OBRDEP | FINANCIAL | TDAMEND | F_TDAMEND_MATURITY_AMOUNT | Deposit Amend Maturity Amount |
| OBRDEP | FINANCIAL | TDAMEND | F_TDAMEND_TD_AMOUNT | Deposit Amount for Amend |
| OBRDEP | FINANCIAL | TDAMEND | F_TDAMEND_CLOSE_ON_MATURITY | Deposit Amend Close on Maturity Flag |
| OBRDEP | FINANCIAL | TDAMEND | F_TDAMEND_INTEREST_RATE | Deposit Amend Interest Rate |
| OBRDEP | FINANCIAL | TDAMEND | F_TDAMEND_BASIC_DETAILS_ISMODIFIEDFLAG | Deposit Amend ISMODIFIEDFLAG for Basic Details |
| OBRDEP | FINANCIAL | TDAMEND | F_TDAMEND_BASIC_DETAILS_ISMODIFIEDTYPE | Deposit Amend ISMODIFIEDTYPE for Basic Details |
| OBRDEP | FINANCIAL | TDAMEND | F_TDAMEND_DEPOSIT_PAYOUT_ISMODIFIEDFLAG | Deposit Amend ISMODIFIEDFLAG for Payout Details |
| OBRDEP | FINANCIAL | TDAMEND | F_TDAMEND_DEPOSIT_PAYOUT_ISMODIFIEDTYPE | Deposit Amend ISMODIFIEDTYPE for Payout Details |
| OBRDEP | FINANCIAL | TDAMEND | F_TDAMEND_INTEREST_DETAILS_ISMODIFIEDFLAG | Deposit Amend ISMODIFIEDFLAG for Interest Details |
| OBRDEP | FINANCIAL | TDAMEND | F_TDAMEND_INTEREST_DETAILS_ISMODIFIEDTYPE | Deposit Amend ISMODIFIEDTYPE for Interest Details |
For each Domain, Category, and Events, there is a list of topic names as
follow:
Table 2-48 List of Topic Names
| Domain | Category | Event | Topic Names |
|---|---|---|---|
| OBRDEP | FINANCIAL | TDAMEND | FinTdAmendment |
| OBRDEP | FINANCIAL | TDCREATE | FinTdCreation |
| OBRDEP | NONFINANCIAL | TDREDMN | FinTdRedemption |
| OBRDEP | NONFINANCIAL | TDTOPUP | FinTdTopup |
| OBRDEP | NOTICES | TDPRIMAT | NoticeTdPriorMaturity |
Table 2-49 List of Rules
| Rule Name | Rule Description |
|---|---|
| RULE_TDAMEND_UDEVALS | Checking deposit update UDE values |
| RULE_TDAMEND_PAYOUT | Checking deposit update payout |
| RULE_TDAMEND_CMATAROLL | Checking deposit update close on maturity or auto rollover |
| RULE_TDAMEND_ACDESC | Checking deposit update account description. |
Parent topic: Operations