You can modify certain attributes of the TD. Also, the account description and interest rates. Based on customer's request or otherwise, you can change the account description or interest rates associated with the account.

1. On the Home screen, from the Retail Deposit Services mega menu, under Term Deposits and Maintenance, click Account Modification, or specify Account Modification in the search icon bar and select the screen.

   The Term Deposit Account Modification screen is displayed.

   Figure 2-44 Term Deposit Account Modification

   
   Description of "Figure 2-44 Term Deposit Account Modification"
2. On the Term Deposit Account Modification screen, click the Search icon or specify the account number in the Account Number field.
   The details of the modification is displayed.

   Figure 2-45 TD Account Modification Details

   
   Description of "Figure 2-45 TD Account Modification Details"
3. You can view the account modification details. For more information on fields, refer to the field description table.

   Table 2-34 Term Deposit Account Modification – Field Description

   Field	Description
   Search By	Users can search for an account number by using any of the available search criteria. The account number is set as the default search option. Users can specify the account number directly in the adjacent field or search for an account number by clicking the Search icon. Users can also search for the specific account number by providing customer ID, account number, or account name. Other search options available in the Search by field are Customer ID, SSN, Mobile Number, and Email. A specific customer ID can be searched by providing the customer name or customer ID. If SSN, mobile, or email IDs are chosen to find an account number, the respective IDs have to be input entirely in the adjacent field for the system to display the account number. For a given search criteria, multiple account numbers may be linked. For example, two or more account numbers can be linked to a single mobile number. In such cases, the system displays all the account number matches and the user can select the relevant account number on which to perform a servicing operation. Note: The label of the field adjacent to the Search by field changes dynamically. For example, if the Account number is chosen as the search criteria, the label of the adjacent field is displayed as the Account Number. If SSN is chosen as the search criteria, then the adjacent field would display the label as SSN.
   Status	Displays the status of the TD account. The possible options are: Active Overdue Closed
   Deposit Details	Displays the principal balance, the rate of interest, and the tenor of the TD account.
   Maturity	Displays the amount due to the customer on maturity and the maturity date.
   Reinvested Interest or Interest Paid	Displays the amount and currency for the reinvested or paid out interest. Note: If the interest if of reinvest type, then the field name is displayed as Reinvested Interest. If the interest if of paid out type, then the field name is displayed as Interest Paid.
   Tax Deducted	Displays the tax amount deducted till date.
   Account Description	Specify the description for the account. Note: By default, a description is displayed. You can edit, if required.
   Interest Rate	This section displays the interest rate details.
   Effective Date	Displays the date from which the interest rate is effective.
   Status	Displays the status of the interest.
   Action	Click Mark as Closed, to close the interest rate. Click View Details, to view the user defined values.
   User Defined Values	This section displays the user defined values details. Note: This section is displayed if you click View Details from the Action field.
   Element	Displays the element details.
   Value	Displays the user defined value.
   Rate Code	Displays the rate code for the user defined value.
   Deposit Rate Code	Displays the deposit rate code for the user defined value.
   Variance	Displays the variance for the user defined value.
   Action	Click the Edit icon, to edit the user defined value details. Click the Delete icon, to delete the user defined value entry. Click the Save icon, to confirm the edited details. This icon is displayed, only after you click the edit icon.

   • In the Interest Rate and User Defined Values section, click the Add icon, to add a new row.
4. Click Submit.
   The screen is successfully submitted for authorization.